“There was an awesome feeling of community since everyone there donated their time for a great causeâ”making sure every family in Ortonville would have food for Thanksgiving. During my regular working hours in the Ortonville office, I have processed deposits for individuals who organize the OCEF food drive program. They told me they were able to help about 140 families from that event. We look forward to doing it again next year!”— Kelly, Credit Union employee

Financial 4.0

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Published: Jan 18, 2018

MSU Neighborhood Programming: Financial 4.0

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MSU Federal Credit Union’s Financial 4.0 personal finance education sessions will be back in the MSU Neighborhoods over spring semester, starting on Monday, January 22.


The sessions, covering the topics of budgeting, credit, and identity theft, are part of a program that pairs with the Credit Union’s free financial education app, Financial 4.0. The app provides financial literacy content created by student-interns and experts from the Financial Education department. You can download the app through the Apple Store or Google Play, or you can view the website version here, https://www.msufcu.org/fin40/home/.


“We saw major growth in terms of attendance at the Financial 4.0 sessions during the fall 2017 semester, and that gives us great optimism heading into the spring semester,” said Paul, a Senior Financial Educator. “I think it shows that students are interested in the content and understand its importance to them now and in the future. With that, they see the sessions as an hour well spent with the Credit Union and they’re passing the word along to their friends.”


Each of the five MSU Neighborhoods will have at least three sessions available to sign up for throughout the semester, though the North and East Neighborhoods are each getting an additional credit session as part of Money Smart week, which occurs every year in the late April. Here is the Financial 4.0 spring semester schedule (all sessions run from 6:00 p.m. to 7:00 p.m.):


Monday, January 22 – Budgeting – MSU Union, Room 30

Wednesday, January 24 – Credit – McDonel Hall Kiva

Monday, January 29 – Identity Theft – Holden Hall Lobby

Wednesday, January 31 – Budgeting – Hubbard Hall, Room G-32

Monday, February 5 – Credit – Brody Hall, Room 175

Wednesday, February 7 – Identity Theft – MSU Union, Room 30 

Monday, February 12 – Budgeting – McDonel Hall Kiva

Wednesday, February 21 – Credit – Holden Hall Lobby

Monday, February 26 – Identity Theft – Hubbard Hall, Room G-32

Wednesday, February 28 – Budgeting – Brody Hall, Room 134

Monday, March 19 – Credit – MSU Union, Room 30

Wednesday, March 21 – Identity Theft – McDonel Hall Kiva

Monday, March 26 – Budgeting – Holden Hall Lobby

Wednesday, March 28 – Credit – Hubbard Hall, Room G-32

Monday, April 2 – Identity Theft – Brody Hall, Room 134

Monday, April 16 – Credit – MSU Union, Room 30

Wednesday, April 18 – Credit – Hubbard Hall, Room G-32


Due to limited space, we encourage students to register in advance through the Financial 4.0 app or website. Click here to register for events.