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Routing Number: 272479663
Swift Code: MSUCUS44
 
MSUFCU | Personal | Checking & Savings

Checking & Savings Accounts

 

OU Credit Union offers a variety of checking and savings options to suit your needs.


Checking Accounts


From free Totally Gold Checking to dividend-earning Money Market Checking, OU Credit Union has the checking options you've been looking for. Make the most of your account by signing up for eStatements and using our Visa Debit Card — the perfect companions for our checking accounts.


Below is a list of our current check styles. To view a sample image of the check, click on the style name. To close the sample, click the style name again. Click the column headers to sort by style, quantity and price.

Styles listed below may change or be discontinued without notification to OUCU.*


Place your Check Order
Place your next check order at any branch location, by calling (517) 333-2424, or toll-free (800) MSU-4-YOU (800-678-4968), or online with in your ComputerLine account.  

Ordering Checks within ComputerLine**

Login to ComputerLine, select Manage from the top menu and click Order Checks from the OUCU Services section. Select the account that you wish to order checks for and click Continue. To see the various check styles, click Check Designs from the menu. You also have the option to add enhancements to many check styles. Confirm your check order detail and click Check Out.

*Additional charges may apply for Expedited Shipping & optional check enhancements (Accent Symbols, Distinctive Lettering, Initials & OneLiners)
**If you have not ordered checks online with us in the last 30 months, you will need to contact us to place your check order.


  • Style

  • Quantity

  • Price (Duplicate)

  • Price (Single)


  • MSU Shadows
  • 100
  • $16.00
  • ---

  • MSU Sports
  • 100
  • $16.00
  • ---

  • Oakland
  • 100
  • $16.00
  • ---

  • Oakland - Grizzly
  • 100
  • $16.00
  • ---

  • America the Beautiful
  • 100
  • $22.00
  • $22.00

  • American Treasures
  • 100
  • $32.00
  • $32.00

  • Anne Geddes
  • 100
  • $32.00
  • $32.00

  • Beautiful Bugs
  • 100
  • $36.00
  • $36.00

  • Believe
  • 100
  • $32.00
  • ---

  • Blue Sheffield
  • 100
  • $20.00
  • $20.00

  • Capri
  • 100
  • $22.00
  • $22.00

  • Casual
  • 100
  • $22.00
  • $22.00

  • Coastal Views
  • 100
  • $32.00
  • $32.00

  • Collegiate
  • 0
  • $32.00
  • $32.00

  • Colonial Classic
  • 0
  • $22.00
  • $22.00

  • Colonial Classic (50 pk)
  • 50
  • $20.00
  • $20.00

  • Cruisin
  • 100
  • $32.00
  • ---

  • Disney Friends
  • 100
  • $32.00
  • ---

  • Eastern Expressions
  • 100
  • $22.00
  • ---

  • Eloquent
  • 100
  • $22.00
  • $22.00

  • Escapade
  • 100
  • $36.00
  • $36.00

  • Flavia Harlequin
  • 100
  • $32.00
  • $32.00

  • Floral Fantasy
  • 100
  • $32.00
  • $32.00

  • Frog Frenzy
  • 100
  • $36.00
  • ---

  • Green Sheffield
  • 100
  • $20.00
  • $20.00

  • Guardian Safety Blue
  • 100
  • $20.00
  • $20.00

  • Guardian Safety Green
  • 100
  • $20.00
  • $20.00

  • Guardian Safety Yellow
  • 100
  • $20.00
  • $20.00

  • Harmony
  • 100
  • $36.00
  • $32.00

  • Heroes
  • 100
  • $22.00
  • ---

  • Hope & Courage
  • 100
  • $32.00
  • ---

  • Horsing Around
  • 100
  • $22.00
  • $22.00

  • Humane Society
  • 100
  • $32.00
  • $32.00

  • In The Wild
  • 100
  • $22.00
  • $22.00

  • Intermezzo
  • 100
  • $36.00
  • ---

  • International Speedways
  • 100
  • $32.00
  • ---

  • Island Breezes
  • 100
  • $22.00
  • $22.00

  • Jeweled Elegance
  • 100
  • $22.00
  • ---

  • Kente
  • 100
  • $36.00
  • ---

  • Kim Anderson
  • 100
  • $32.00
  • ---

  • Latin Landscapes
  • 100
  • $36.00
  • ---

  • Let Freedom Ring
  • 100
  • $32.00
  • $32.00

  • Looney Tunes
  • 100
  • $32.00
  • $32.00

  • M&Ms
  • 100
  • $36.00
  • $36.00

  • Major League Baseball
  • 100
  • $32.00
  • $32.00

  • Maroon Sheffield
  • 100
  • $20.00
  • $20.00

  • Messengers of the Heart
  • 100
  • $32.00
  • ---

  • Mickey & Friends
  • 100
  • $32.00
  • $32.00

  • Monopoly
  • 100
  • $36.00
  • ---

  • Mr Potato Head
  • 100
  • $36.00
  • ---

  • Ocean Beauty
  • 100
  • $32.00
  • $32.00

  • Pampered Girls
  • 100
  • $32.00
  • $32.00

  • Pebble Beach
  • 100
  • $32.00
  • $32.00

  • Pebbles
  • 100
  • $32.00
  • $32.00

  • Playful Pals
  • 100
  • $22.00
  • $22.00

  • Precious Moments
  • 100
  • $32.00
  • $32.00

  • Rainbow
  • 100
  • $36.00
  • $36.00

  • Reflections
  • 100
  • $22.00
  • $22.00

  • Scooby Doo
  • 100
  • $32.00
  • ---

  • Sea Treasures
  • 100
  • $22.00
  • $22.00

  • Sight Check
  • 100
  • $70.00
  • ---

  • Snoopy
  • 100
  • $32.00
  • $32.00

  • Sonnets
  • 100
  • $22.00
  • $22.00

  • Sponge Bob Square Pants
  • 100
  • $32.00
  • $32.00

  • Superman
  • 100
  • $32.00
  • ---

  • Thomas Kinkade
  • 100
  • $32.00
  • ---

  • Tie Dye
  • 100
  • $36.00
  • $36.00

  • Tom and Jerry
  • 100
  • $32.00
  • $32.00

  • Tomorrow's Leaders
  • 100
  • $32.00
  • ---

  • Totally Mickey
  • 100
  • $32.00
  • ---

  • Tropical Eyes
  • 100
  • $32.00
  • $32.00

  • Tweety
  • 100
  • $32.00
  • $32.00

  • Watercolors
  • 100
  • $36.00
  • $36.00

  • Wildlife Portraits
  • 100
  • ---
  • $22.00

  • Winnie the Pooh & Friends
  • 100
  • $32.00
  • ---

  • Woodlands
  • 100
  • $32.00
  • $32.00

  • World Traveller
  • 100
  • $22.00
  • $22.00




Savings Accounts


OU Credit Union has savings options to help you make the most of your money. Whether you're looking for a basic savings account or a higher-yield option, OU Credit Union has accounts to fit your financial needs.


OU Credit Union Certificates1 earn higher, fixed dividends while still receiving at least $250,000 in NCUA insurance on your funds.

  • No monthly or maintenance fees
  • Open a Certificate with as little as $50 for a 1-Year Add-On Certificate or $500 for all other terms
  • Flexible terms to suit your savings needs

 

1-Year Add-On Certificate1


OU Credit Union's 1-Year Add-On Certificate may be opened with as little as $50 and allows you to add funds at your convenience. You may add up to $10,000 total to the sum of all your 1-Year Add-On Certificates per year. For example, if you have five (5) 1-Year Add-On Certificates, any combination of amounts up to $10,000 could be added to each Certificate, but the total additions to all Certificates must not exceed $10,000 per member, per year.

 

Open a Certificate within ComputerLine


Login to ComputerLine, select Manage from the top menu, and click Add a Certificate under the Create or Modify Accounts section.

 

Or, use the message option in your ComputerLine account via the eMessage Center, visit a branch, or call 248-364-4708 or 800-766-6828.

 

Certificate rates are fixed for the term of the Certificate at the time the Certificate is opened. Additional deposits may not be made to Certificates other than the 1-Year Add-On Certificate. Up to a total of $10,000 may be added to a member’s 1-Year Add-On Certificate(s) each year. However, regardless of the number of 1-Year Add-On Certificates a member may hold, the total of all funds added to the 1-Year Add-On Certificate(s) cannot exceed $10,000 per member, per year. Additional deposits do not change the Certificate's maturity date or rate. The earnings assume that the funds remain on deposit for the term of the Certificate and are compounded monthly.

 

Early withdrawal penalties:
Terms of one year or less: Penalty is equal to 90 days’ dividends, based on amount withdrawn.
Terms of more than one year: Penalty is equal to 180 days’ dividends, based on amount withdrawn.
If the dividend is not sufficient to cover the penalty, the principal amount will be reduced to cover the penalty. Early withdrawal penalties will not be charged in cases of withdrawal due to disability or after death of an owner of the Certificate.