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Routing Number: 272479663
Swift Code: MSUCUS44
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MSUFCU | Personal | Checking & Savings

Checking & Savings Accounts


OU Credit Union offers a variety of checking and savings options to suit your needs.

Checking Accounts

From free Totally Gold Checking to dividend-earning Money Market Checking, OU Credit Union has the checking options you've been looking for. Make the most of your account by signing up for eStatements and using our Visa Debit Card — the perfect companions for our checking accounts.

Debit Card StylesIt's the OU Credit Union card that goes everywhere you do. The Visa Debit Card works just like a check, but looks like a credit card! When you use the card, the funds are withdrawn directly from your OU Credit Union checking account. No credit is involved.  

  • Accepted by millions of shops, hotels, restaurants, airlines, and online merchants worldwide
  • Access your account at nearly 30,000 surcharge-free CO-OP Network ATMs nationwide
  • $250,000 Travel Accident Insurance when you use your Visa Debit Card to make travel arrangements
  • Detailed records of every card transaction are available in ComputerLine, MoneyLine, the OUCU Mobile app, and on your monthly checking account statement


Request Your Visa Debit Card

Request a Visa Debit Card using the message option in your ComputerLine account, at a branch, or by calling 248-364-4708 or 800-766-6828.

Savings Accounts

OU Credit Union has savings options to help you make the most of your money. Whether you're looking for a basic savings account or a higher-yield option, OU Credit Union has accounts to fit your financial needs.