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Routing Number: 272479663
Swift Code: MSUCUS44
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MSUFCU | Personal | Checking & Savings

Checking & Savings Accounts


OU Credit Union offers a variety of checking and savings options to suit your needs.

Checking Accounts

From free Totally Gold Checking to dividend-earning Money Market Checking, OU Credit Union has the checking options you've been looking for. Make the most of your account by signing up for eStatements and using our Visa Debit Card — the perfect companions for our checking accounts.

Totally Gold Checking is OU Credit Union’s FREE and most popular and convenient checking account.

  • NO monthly fees & NO minimum balance
  • FREE Bill Payment
  • 24/7 account access via ComputerLine, the OUCU Mobile App, MoneyLine, and CO-OP Network ATMs
  • 3-year monthly eStatement archive via ComputerLine


  • eStatements & eNotices
  • ComputerLine access
  • Visa Debit Card
  • Direct Deposit (if available)


Apply Today!

Login to ComputerLine, select Manage from the top menu, and click Apply for a Checking Account under the Create or Modify Accounts section.

Savings Accounts

OU Credit Union has savings options to help you make the most of your money. Whether you're looking for a basic savings account or a higher-yield option, OU Credit Union has accounts to fit your financial needs.