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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Personal | Silver Sail

Silver Sail


Silver Sail membership is free and includes great benefits for our members 55 years of age or older. Silver Sail members enjoy:

  • Personal service from a Financial Services Representative
  • Classic Checking account with no monthly service fee
  • Free checks1
  • Free Money Orders
  • Free Cashier's Checks
  • Free notary services
  • Free domestic wire transfers
  • Discounted international wire transfers ($30 for U.S. funds, $10 for foreign funds)
  • Free incoming wires (domestic and international)

You automatically become a Silver Sail member if you are a minimum of 55 years old and have at least one of the following:

  • An OU Credit Union checking account
  • Net direct deposit
  • $1,000 or more on deposit at OU Credit Union


For more information on our Silver Sail program, call our Specialty Accounts Coordinator at 248-364-4708 or 800-766-6828.


1 Limit of 2 boxes per order. No limit on the number of orders.