OUCU Alert

COVID-19 Update: The Credit Union is considered an essential business and will remain open during the Stay at Home Order. Due to a higher volume of Live Chat, Call Center, and Drives Service requests wait times may be longer than usual. To keep our members and employees safe, we have made modifications throughout the Credit Union. Click to view the full update and branch hours modifications.

Freedom on the Open Water

Boat Loans as low as

4.19% APR

Boat Loan

as low as

4.19% APR

Add to Wallet

Boat Loan

What we offer

• No application fee
• No down payment required
• Flexible terms up to 180 months with no prepayment
penalties
• Free Quarterly FICO® Score

Tools and Resources

Calculate my payment
Preferred dealerships
Insurance
Loan FAQs
Skip-A-Pay

Related Products

Guaranteed Asset Protection (GAP) Plus

Disclosures

Boats, motorhomes, 5th wheelers, travel trailers, and campers are all considered recreational vehicles.

APR is annual percentage rate. Rates for RV and boat loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 4.19% APR for a term of 60 months would require 60 monthly payments of $18.50 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Service Fee Schedule

DocuSign Disclosure

Reviews

20 Member Reviews

	(19)
	(1)
	(0)
	(0)
	(0)

85% of reviewers recommend this product

Rate this Product

Love it!

June 2019

Helpful? 0

Great loan!

MSU Federal Credit Union has always been there to help us. We can always count on them for the best rates and terms. They constantly beat all other Lenders.

March 2019

Helpful? 0

Interest rate needs to be more competitive.

November 2018

Helpful? 2

Great Rate for a used boat

MSUFCU makes the process simple and provides low rates. Thanks MSU credit union

June 2018

Helpful? 0

See All Ratings and Reviews

Oakland University Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet

Freedom on the Open Water