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OUCU Alert
The Credit Union will be closed on Monday, January 16, in observance of Dr. Martin Luther King, Jr. Day.
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Flex Loan
as low as
28.00% APR
Apply Now
Flex Loan
as low as
28.00% APR
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Flex Loan
What it is
Most of us will have an unexpected need for funds at some point - an unexpected bill, an emergency medical expense, or an unforeseen home repair. OU Credit Union's Flex Loan is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan.

What we offer
• No application fee
• No prepayment penalties
• Fixed rate of 28% APR for up to 6 months
• Loan amounts of $200 up to $1,000



Requirements
Member for at least 6 months
Direct deposit of payroll into your Credit Union account

Disclosures
Only one Flex Loan at a time and no more than 2 loans in any 6-month period.

APR is annual percentage rate, and is subject to change. You will be advised of any change to the loan rate.

Loan Payment Example: The monthly payment per $200 borrowed at 28.00% APR for a term of 6 months would require 6 monthly payments of $36.11 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.