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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Flex Loan

as low as
28.00% APR
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Flex Loan
as low as
28.00% APR
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Flex Loan
What it is
Most of us will have an unexpected need for funds at some point - an unexpected bill, an emergency medical expense, or an unforeseen home repair. OU Credit Union Flex Loan is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan.

What we offer
• No application fee
• No prepayment penalties
• Fixed rate of 28% APR for up to 6 months
• Loan amounts of $200 up to $1,000
Free Quarterly FICO® Score


Requirements
Member for at least 6 months
Direct deposit of payroll into your Credit Union account

Disclosures
Only one Flex Loan at a time and no more than 2 loans in any 6-month period.

APR is annual percentage rate, and is subject to change. You will be advised of any change to the loan rate.

Loan Payment Example: The monthly payment per $200 borrowed at 28.00% APR for a term of 6 months would require 6 monthly payments of $36.11 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
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Reviews
4.9 stars out of 5
50 Member Reviews
5 stars out of 5
(48)
4 stars out of 5
(1)
3 stars out of 5
(0)
2 stars out of 5
(0)
1 stars out of 5
(1)
Rate this Product
Terrible service
1 stars out of 5
I got approved for a flex loan no problem. Paid it off completely in 6 months, asked for another one and now it's inane how much things have changed compared to 6 months ago. Insant approval 6 months ago, and now i have to verify my employment as well as other documentation. Makes no sense how I was able to get a loan no problem but now they want to verify everything, and nothing has changed with my employment or income. I wouldn't recommend this loan to anyone especially how high the APR is.
Flex Loan
5 stars out of 5
Awesome for when you are in a bind and need some cash.
Helpful learning tool
5 stars out of 5
Great!!!!!
5 stars out of 5
Great option, flexible payments, great terms, and way cheaper than a payday loan. ???
Perfect!
5 stars out of 5
Love it!