Browser Compatibility: For the best experience on our website, please upgrade to the current version of . Click here to learn more.
OUCU Alert
The Credit Union will be closed on Monday, January 16, in observance of Dr. Martin Luther King, Jr. Day.
Apply NowApply Now
Flex Loan
as low as
28.00% APR
Apply Now
Flex Loan
as low as
28.00% APR
Icon Image
Flex Loan
What it is
Most of us will have an unexpected need for funds at some point - an unexpected bill, an emergency medical expense, or an unforeseen home repair. OU Credit Union's Flex Loan is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan.

What we offer
• No application fee
• No prepayment penalties
• Fixed rate of 28% APR for up to 6 months
• Loan amounts of $200 up to $1,000

Member for at least 6 months
Direct deposit of payroll into your Credit Union account

Only one Flex Loan at a time and no more than 2 loans in any 6-month period.

APR is annual percentage rate, and is subject to change. You will be advised of any change to the loan rate.

Loan Payment Example: The monthly payment per $200 borrowed at 28.00% APR for a term of 6 months would require 6 monthly payments of $36.11 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.