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Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
 
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Make Your House a Home

Mortgages as low as
3.750%
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Conventional Fixed-Rate Mortgage
as low as
3.125%
Adjustable Rate Mortgage
as low as
3.125%
Apply Now
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Mortgage Options
What we offer
When you find the one, you know. Maybe it's the open layout, a cozy family room, or a kitchen that will serve as the hub for family gatherings. Let us help you get into the home of your dreams. And now you can quickly and conveniently apply for a mortgage through the OU Credit Union Mobile app.
Conventional Fixed-Rate Mortgage
Finance your home with the institution you trust. Select from 10-, 15-, 20- and 30-year terms with a fixed rate for the length of the loan. A down payment of at least 3% is required.
Adjustable-Rate Mortgage
Secure your home loan at a lower rate for the first 3 to 5 years. Adjustable-Rate Mortgages are perfect for short-term home ownership, large payments towards the loan in the first few years, or for members simply looking to save money with a lower fixed rate for the first 3 to 5 years. Select from 3-1 or 5-1 ARMs for 15- or 30-year terms.
Disclosures

Primary residences, owner-occupied, vacation homes, or single family located within Michigan.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileService Fee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FileMortgage Information Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice Get FileConsumer Handbook on Adjustable-Rate Mortgage


Reviews
4.87 stars out of 5
240 Member Reviews
5 stars out of 5
(227)
4 stars out of 5
(6)
3 stars out of 5
(2)
2 stars out of 5
(0)
1 stars out of 5
(5)
81% of reviewers recommend this product
Rate this Product
Outstanding service!
5 stars out of 5
January 2020
Helpful? 0
Secure. Fast.
5 stars out of 5
January 2020
Helpful? 0
Mortgage Loan
5 stars out of 5
The mortgage application and processing was made easy and closed at Liberty Title within 30 days! I was kept informed weekly and the closing went perfectly!
January 2020
Helpful? 0
MSUFCU Mortgage
5 stars out of 5
Getting my mortgage with Lichiu was a lot more fun than I ever thought getting a mortgage could be. She is SO helpful, hardworking, and fun to work with!
September 2019
Helpful? 1
5 stars out of 5
Great product
June 2019
Helpful? 0
See All Ratings and Reviews
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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