Browser Compatibility: For the best experience on our website, please upgrade to the current version of . Click here to learn more.
OUCU Alert
Due to scheduled maintenance, eDeposit will be temporarily unavailable on Saturday, September 23, from 11:00 p.m. ET through 5:00 a.m. ET on Sunday, September 24. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
 
 
Click Here to Apply for Your OU Credit Union MortgageClick Here to Apply for Your OU Credit Union Mortgage
Make Your House a Home
Mortgages as low as
4.000% APR
Apply Now
Icon Image
Conventional Fixed-Rate Mortgage
as low as
3.250% APR
Adjustable Rate Mortgage
as low as
3.250% APR
Apply Now
Icon Image
Mortgage Options
What we offer
When you find the one, you know. Maybe it's the open layout, a cozy family room, or a kitchen that will serve as the hub for family gatherings. Let us help you get into the home of your dreams.
Conventional Fixed-Rate Mortgage
Finance your home with the institution you trust. Select from 10-, 15-, 20- and 30-year terms with a fixed rate for the length of the loan. A down payment of at least 5% is required.
Adjustable-Rate Mortgage
Secure your home loan at a lower rate for the first 3 to 5 years. Adjustable-Rate Mortgages are perfect for short-term home ownership, large payments towards the loan in the first few years, or for members simply looking to save money with a lower fixed rate for the first 3 to 5 years. Select from 3-1 or 5-1 ARMs for 15- or 30-year terms.
Reviews
4.80 stars out of 5
84 Member Reviews
5 stars out of 5
(78)
4 stars out of 5
(2)
3 stars out of 5
(1)
2 stars out of 5
(0)
1 stars out of 5
(3)
80% of reviewers recommend this product
Rate this Product
Great place to get a mortgage
5 stars out of 5
Easy process, fast, local so any issues or questions can get handled. Great rates.
September 2017
Helpful? 0
Love my Mortgage Ease
5 stars out of 5
Everyone at MSUFCU, is always helpful and always eager to answer any questions. This is hand down the easiest home loan I have evee managed. I also love that at the touch of my app I can review my account and view my current balance
August 2017
Helpful? 0
Great rate, Great repayment options
5 stars out of 5
I love that I can make biweekly payments. Mortgage processing was easy. Great service.
August 2017
Helpful? 0
Best financial institution by far I've ever dealt with
5 stars out of 5
I recently removed all of my loans here, you definitely get that personal attention that most of the banks lack now days. You always talk to the same person and everyone is so nice and willing to help.
July 2017
Helpful? 0
MSUFCU always has my back. Always meets my needs with terrific rates.
5 stars out of 5
July 2017
Helpful? 0
See All Ratings and Reviews
Disclosures

Primary residences, owner-occupied, vacation homes, or single family located within Michigan.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileFee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FileMortgage Information Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice Get FileConsumer Handbook on Adjustable-Rate Mortgage


Live Chat with Oakland University Credit Union representatives Live Chat with Oakland University Credit Union representatives Live Chat
Contact Oakland University Credit Union Contact Oakland University Credit Union Contact Us
248-364-4708
800-766-6828
Find a Oakland University Credit Union branch location Find a Oakland University Credit Union branch location Visit a Branch
Locate a Oakland University Credit Union ATM Locate a Oakland University Credit Union ATM Find an ATM
Your Credit Union
Who We Are
Support
      Click to scroll back to top of the page Click to scroll back to top of the page
      TOP