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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Make Your House a Home
Mortgages as low as
5.000%
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Conventional Fixed-Rate Mortgage
as low as
4.250%
Adjustable Rate Mortgage
as low as
4.250%
Apply Now
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Mortgage Options
What we offer
When you find the one, you know. Maybe it's the open layout, a cozy family room, or a kitchen that will serve as the hub for family gatherings. Let us help you get into the home of your dreams.
Conventional Fixed-Rate Mortgage
Finance your home with the institution you trust. Select from 10-, 15-, 20- and 30-year terms with a fixed rate for the length of the loan. A down payment of at least 3% is required.
Adjustable-Rate Mortgage
Secure your home loan at a lower rate for the first 3 to 5 years. Adjustable-Rate Mortgages are perfect for short-term home ownership, large payments towards the loan in the first few years, or for members simply looking to save money with a lower fixed rate for the first 3 to 5 years. Select from 3-1 or 5-1 ARMs for 15- or 30-year terms.
Reviews
4.90 stars out of 5
151 Member Reviews
5 stars out of 5
(144)
4 stars out of 5
(3)
3 stars out of 5
(2)
2 stars out of 5
(0)
1 stars out of 5
(2)
83% of reviewers recommend this product
Rate this Product
MSUCU is great!!
5 stars out of 5
They did a really good job pushing my mortgage through fast.
October 2018
Helpful? 0
MSUFCU makes it easy to make my payments!
5 stars out of 5
I call over the phone to make my mortgage payments every month. MSUFCU make it very easy for me to make my payments from another banking institution.
September 2018
Helpful? 0
Look at msu for your mortgage
5 stars out of 5
I've been using msu for over 10 years now. I originated it here & have done mortgage modifications. MSU staff were very helpful in helping me find the most cost effective way to go, automating payment, extra payments too.
August 2018
Helpful? 0
No flood insurance required
5 stars out of 5
MSUFCU was the only lender that would take our mortgage without requiring flood insurance on our garage. Our house was determined to not be in the flood plane, but the northwest corner of our garage was. MSUFCU was the only lender that would work with us on a mortgage without flood insurance on this concrete and steel structure. (Obviously we did not want the insurance.) Thank you!
August 2018
Helpful? 0
Mortgage Loan
5 stars out of 5
Wonderful place to finance your home purchase! Best decision we ever made was to move our mortgage to MSUFCU!
March 2018
Helpful? 0
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Disclosures

Primary residences, owner-occupied, vacation homes, or single family located within Michigan.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileFee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure Get FileBorrowers Bill of Rights
Get FileConsumer Caution and Home Ownership Counseling Notice Get FileElectronic Correspondence Disclosure and Agreement
Get FileMortgage Information Get FileNationwide Mortgage Licensing Systems IDs Get FileHome Mortgage Disclosure Act Notice Get FileConsumer Handbook on Adjustable-Rate Mortgage


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    Routing Number: 272479663
    Swift Code: MSUCUS44

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