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OUCU Alert
Due to scheduled maintenance, eDeposit will be temporarily unavailable on Saturday, September 23, from 11:00 p.m. ET through 5:00 a.m. ET on Sunday, September 24. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
Click Here to Apply for Your OU Credit Union MortgageClick Here to Apply for Your OU Credit Union Mortgage
Make Your House a Home
Mortgages as low as
4.000% APR
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Conventional Fixed-Rate Mortgage
as low as
3.250% APR
Adjustable Rate Mortgage
as low as
3.250% APR
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Mortgage Options
What we offer
When you find the one, you know. Maybe it's the open layout, a cozy family room, or a kitchen that will serve as the hub for family gatherings. Let us help you get into the home of your dreams.

Conventional Fixed-Rate Mortgage
Finance your home with the institution you trust. Select from 10-, 15-, 20- and 30-year terms with a fixed rate for the length of the loan. A down payment of at least 5% is required.

Adjustable-Rate Mortgage
Secure your home loan at a lower rate for the first 3 to 5 years. Adjustable-Rate Mortgages are perfect for short-term home ownership, large payments towards the loan in the first few years, or for members simply looking to save money with a lower fixed rate for the first 3 to 5 years. Select from 3-1 or 5-1 ARMs for 15- or 30-year terms.

4.80 stars out of 5
84 Member Reviews
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Rate this Product
Great place to get a mortgage
5 stars out of 5
Easy process, fast, local so any issues or questions can get handled. Great rates.
Love my Mortgage Ease
5 stars out of 5
Everyone at MSUFCU, is always helpful and always eager to answer any questions. This is hand down the easiest home loan I have evee managed. I also love that at the touch of my app I can review my account and view my current balance
Great rate, Great repayment options
5 stars out of 5
I love that I can make biweekly payments. Mortgage processing was easy. Great service.
Best financial institution by far I've ever dealt with
5 stars out of 5
I recently removed all of my loans here, you definitely get that personal attention that most of the banks lack now days. You always talk to the same person and everyone is so nice and willing to help.
MSUFCU always has my back. Always meets my needs with terrific rates.
5 stars out of 5