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Routing Number: 272479663
Swift Code: MSUCUS44
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Click Here to Apply for Your OU Credit Union MortgageClick Here to Apply for Your OU Credit Union Mortgage
Make Your House a Home
Mortgages as low as
4.250% APR
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Conventional Fixed-Rate Mortgage
as low as
3.500% APR
Adjustable Rate Mortgage
as low as
3.500% APR
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Mortgage Options
What we offer
When you find the one, you know. Maybe it's the open layout, a cozy family room, or a kitchen that will serve as the hub for family gatherings. Let us help you get into the home of your dreams.

Conventional Fixed-Rate Mortgage
Finance your home with the institution you trust. Select from 10-, 15-, 20- and 30-year terms with a fixed rate for the length of the loan. A down payment of at least 5% is required.

Adjustable-Rate Mortgage
Secure your home loan at a lower rate for the first 3 to 5 years. Adjustable-Rate Mortgages are perfect for short-term home ownership, large payments towards the loan in the first few years, or for members simply looking to save money with a lower fixed rate for the first 3 to 5 years. Select from 3-1 or 5-1 ARMs for 15- or 30-year terms.


Primary residences, owner-occupied, vacation homes, or single family located within Michigan.