Oakland University Credit Union

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New & Used Autos

as low as

2.49% APR

Add to Wallet

New and Used Auto Loan

What we offer

• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score

ReadyLoan Check

A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.

Tools and Resources

Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs

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Disclosures

$100 cash back offer
$100 cash back offer valid on auto, RV, and boat loans of $20,000 or more opened 9/1/2020 - 10/31/2020. Qualifying members will receive $100 deposited into their accounts within 4-6 weeks of loan disbursal. Offer valid for new loans and loans refinanced from another financial institution; offer does not apply to refinances of existing MSUFCU auto, RV, or boat loans. Offer valid on direct and indirect loans for existing members only. Indirect new members not eligible. Cannot be combined with any other auto/RV/boat loan offers.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.49% APR for a term of 36 months would require 36 monthly payments of $28.86 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Service Fee Schedule

DocuSign Disclosure

Reviews

3065 Member Reviews

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2383 reviewers recommend this product

Rate this Product

Awesome!

Handles great, comfortable and good fuel economy!

October 2020

Helpful? 0

Jeeps Rule

Love my Jeep. I've never loved a vehicle more than I have with this Wrangler.

October 2020

Helpful? 0

MSUFCU unparalelled service

We moved from Fl to WI for health reasons. During our move we experienced car problems. We called MSUFCU talked to a loan officer. One day later our check was Federal Expressed and we were back on the road in a new automobile. No lender could have provided better service. Go Green with MSUFCU!!

October 2020

Helpful? 1