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Routing Number: 272479663 Swift Code: MSUCUS44
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New & Used Autos
as low as
2.99% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
Free Quarterly FICO® Score

ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.

90 Days No Payment
You will not need to make a principal or interest payment for 90 days from the date of loan origination. Interest will accrue, and the original loan termination date will be moved out three months. Offer valid 5/1/2020 - 7/31/2020. Offer not valid on leases, motorsport, motorcycle, RV, or boat loans or on refinances of MSUFCU loans.

$100 Cash Back
$100 cash back offer valid 5/1/2020 - 7/31/2020. Offer valid on auto, RV, and boat loans of $20,000 or more opened during the promotional period. Qualifying members will receive $100 deposited into their accounts within 4-6 weeks of loan disbursal. Offer valid for loans on new or used autos, RVs, and boats, and on auto, RV, and boat loans refinanced from another financial institution. Offer valid on direct and indirect loans for existing members only. Indirect new members not eligible. Promotion does not apply to an existing MSUFCU auto, RV, or boat loan refinances. Cannot be combined with any other auto loan offers

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 36 months would require 36 monthly payments of $29.08 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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4.86 stars out of 5
2717 Member Reviews
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Rate this Product
First car
5 stars out of 5
Wheres the savings!?
5 stars out of 5
Refinance an auto loan under the impression I would be a few thousand cheeper however I barely noticed any difference! However the staff a MSUFCU Is awesome at least!
Best experiance of refinance
5 stars out of 5
Bought a car with 6% intrest rate from Huntington bank, I mentioned to loan officer and they gave me at 2.99% instantly with 90 days differ payment option. I refinanced it before first bill and worked out great. Thank You. Now i save $60 a month
Great car!
5 stars out of 5
Perfect for what i need, compact but decent room and a gas saver!
Very disappointed
1 stars out of 5
This truck fell apart within less than two years. I am going to have to work something out to get a new one. Very disappointed.