OUCU Alert
COVID-19 Update: The Credit Union is considered an essential business and will remain open during the Stay at Home Order. Due to a higher volume of Live Chat, Call Center, and Drives Service requests wait times may be longer than usual. To keep our members and employees safe, we have made modifications throughout the Credit Union. Click to view the full update and branch hours modifications.

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Routing Number: 272479663 Swift Code: MSUCUS44
 
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New & Used Autos
as low as
2.99% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score
ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.
Tools and Resources
Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs
Related Products
Guaranteed Asset Protection (GAP) Plus with Deductible Assistance
Select Home & Auto
Disclosures
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.99% APR for a term of 36 months would require 36 monthly payments of $29.08 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
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Reviews
4.85 stars out of 5
2404 Member Reviews
5 stars out of 5
(2212)
4 stars out of 5
(126)
3 stars out of 5
(19)
2 stars out of 5
(11)
1 stars out of 5
(36)
1889 reviewers recommend this product
Rate this Product
5 stars out of 5
easiest loan transaction ive ever had
February 2020
Helpful? 0
Awesome
5 stars out of 5
Loved the option of the ready check. Made shopping around for the perfect car super easy
February 2020
Helpful? 0
Honda HRV
5 stars out of 5
February 2020
Helpful? 0
Always There to help
5 stars out of 5
If it had not been for all the helpful info from
The people at MSUFCU I would not have been
able to get my new car. They are the best and this senior feels safe having them on my side.
February 2020
Helpful? 0
Auto loan
5 stars out of 5
They made the auto loan process easy and made sure I knew what all my options were.
February 2020
Helpful? 0
See All Ratings and Reviews
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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