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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Freedom to Go Anywhere
Auto Loans as low as
3.25% APR
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New & Used Autos
as low as
3.25% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score
ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 180 days.

As soon as you find a car, fill out the check and hand it to the seller.
Tools and Resources
Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs
Related Products
Guaranteed Auto Protection (GAP)
Select Home & Auto
Reviews
4.85 stars out of 5
1459 Member Reviews
5 stars out of 5
(1342)
4 stars out of 5
(77)
3 stars out of 5
(11)
2 stars out of 5
(5)
1 stars out of 5
(24)
1144 reviewers recommend this product
Rate this Product
4Runner
5 stars out of 5
Absolute unit
November 2018
Helpful? 0
So worth the lein transfer!
5 stars out of 5
I love being able to have my car loan attached to my bank account- it makes the monthly payments so much easier, and I can track my payments vs accrued interest at the touch of a fingerprint! Not to mention, my Interest was nearly cut in half with the switch!
November 2018
Helpful? 0
Excellence in motion
5 stars out of 5
November 2018
Helpful? 0
Excellent service
5 stars out of 5
MSUFCU has been so easy to work with in getting a used auto loan and making a painless car purchase. The representatives are kind and helpful and I was granted an extra $2k onto my maximum loan permission without asking for it. I definitely would recommend MSUFCU to anyone looking to purchase a car!
November 2018
Helpful? 0
1st Car
5 stars out of 5
Super friendly and nice. I was so nervous to get my first car and MSUFCU made it easy to know what I needed to do.
November 2018
Helpful? 0
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Disclosures
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 3.25% APR for a term of 36 months would require 36 monthly payments of $29.19 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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    Routing Number: 272479663
    Swift Code: MSUCUS44

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