Browser Compatibility: For the best experience on our website, please upgrade to the current version of . Click here to learn more.
OUCU Alert
Due to scheduled maintenance, eDeposit will be temporarily unavailable on Saturday, September 23, from 11:00 p.m. ET through 5:00 a.m. ET on Sunday, September 24. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
Apply NowApply Now
Freedom to Go Anywhere
Auto Loans as low as
2.24% APR
Apply for an auto loan
New & Used Autos
as low as
2.24% APR
Icon Image
New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check

4.85 stars out of 5
537 Member Reviews
5 stars out of 5
4 stars out of 5
3 stars out of 5
2 stars out of 5
1 stars out of 5
Rate this Product
My New Vehicle
5 stars out of 5
I love my 2015 Malibu!!! Thanks MSUFCU for working with me to get it! :)
5 stars out of 5
So far so good 😁
Great rate!
5 stars out of 5
Quick and pain free Auto Loan.
5 stars out of 5
Decided to refinance my truck with MSUFCU. Super easy with a simple phone call. Saved money on interest and consolidated a signature loan at the same time. MSUFCU offers great rates and treats members right. Also like the ability to pay ahead on loans for peace of mind. Never had a bank offer that before. Very pleased.
Love This Car
5 stars out of 5
This car is awesome! It's family friendly with the 4 doors but it's technically a sports vehicle that accelerates quickly and can be driven with automatic or manual shift options.
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.24% APR for a term of 36 months would require 36 monthly payments of $28.75 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileFee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure