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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Freedom to Go Anywhere

Auto Loans as low as
3.25% APR
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New & Used Autos
as low as
3.25% APR
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New and Used Auto Loan
$100 Cash Back Offer
Looking to purchase a vehicle? Now's the perfect time to get behind the wheel of a new ride and put some extra cash in your pocket.

Open a new or used auto loan with OU Credit Union by June 30, and $100 will be deposited into your OU Credit Union account.
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score
ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.
Tools and Resources
Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs
Related Products
Guaranteed Auto Protection (GAP)
Select Home & Auto
Reviews
4.86 stars out of 5
1878 Member Reviews
5 stars out of 5
(1732)
4 stars out of 5
(99)
3 stars out of 5
(13)
2 stars out of 5
(7)
1 stars out of 5
(27)
1477 reviewers recommend this product
Rate this Product
Excellent
5 stars out of 5
Nothing beats German engineering. Reliable, efficient, smooth, and quiet. The Audi A6 is a beautiful high quality car, I love it more every day.
June 2019
Helpful? 0
5 stars out of 5
Gave me a great interest rate.
June 2019
Helpful? 0
5 stars out of 5
Love it!
June 2019
Helpful? 0
Easy peazy
5 stars out of 5
Pre approved with a readiloan check. Couldn't have been easier. Also got to choose due date!
June 2019
Helpful? 0
Great And easy loan process
5 stars out of 5
I almost didn't even have to go to the branch for the loan process. It was very easy and quick
June 2019
Helpful? 0
See All Ratings and Reviews
Disclosures
$100 cash back offer valid 5/1/19 - 6/30/19. Offer valid on auto loans of $20,000 or more opened during the promotional period. Qualifying members will receive $100 deposited into their accounts within 4-6 weeks of loan disbursal. Offer valid for loans on new or used autos and auto loans refinanced from another institution. Offer valid on direct loans only. Promotion does not apply to an existing MSUFCU auto loan refinance. Cannot be combined with any other auto loan offers.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 3.25% APR for a term of 36 months would require 36 monthly payments of $29.19 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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    Routing Number: 272479663
    Swift Code: MSUCUS44

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance.  All products and services available on this website are available at all OU Credit Union full-service locations.