Oakland University Credit Union

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New & Used Autos

as low as

2.49% APR

Add to Wallet

New and Used Auto Loan

What we offer

• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score

ReadyLoan Check

A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.

Tools and Resources

Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs

Related Products

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Select Home & Auto

Disclosures

90 Days No Payment
You will not need to make a principal or interest payment for 90 days from the date of loan origination. Interest will accrue, and the original loan termination date will be moved out three months. Offer valid 5/1/2020 - 7/31/2020. Offer not valid on leases, motorsport, motorcycle, RV, or boat loans or on refinances of MSUFCU loans.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.49% APR for a term of 36 months would require 36 monthly payments of $28.86 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Service Fee Schedule

DocuSign Disclosure

Reviews

2917 Member Reviews

	(2694)
	(141)
	(23)
	(17)
	(42)

2269 reviewers recommend this product

Rate this Product

Good Truck Loan

Good rate. Easy payments on the mobile app.

September 2020

Helpful? 0

MSUFCU

Very impressed with their knowledge and experience. Made everything understandable and was completed quickly. I have done business with them on several occasions and will continue to do so! So much better than dealing with a bank.

August 2020

Helpful? 1

10/10 would buy again

I can't say enough about this vehicle. It lasts forever when you maintain it well.

August 2020

Helpful? 0

MSUFCU hooked it up

Overall great experience working with MSUFCU.

August 2020

Helpful? 1

RANGER 2009

Very pleased with service!