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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Freedom to Go Anywhere

Auto Loans as low as
3.25% APR
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New & Used Autos
as low as
3.25% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
• Free Quarterly FICO® Score
ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.
Tools and Resources
Calculate my payment
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FICO® Score
Auto loan FAQs
Related Products
Guaranteed Auto Protection (GAP)
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Reviews
4.85 stars out of 5
1762 Member Reviews
5 stars out of 5
(1623)
4 stars out of 5
(91)
3 stars out of 5
(13)
2 stars out of 5
(7)
1 stars out of 5
(28)
1386 reviewers recommend this product
Rate this Product
Loan was quick and fast!
5 stars out of 5
Love my car and it was only possible through OUCU. I got the lowest rate because of the student discount and they gave me a Ready loan check which could be used anywhere to purchase the car.
April 2019
Helpful? 0
Nice and easy
5 stars out of 5
Very easy to manage
April 2019
Helpful? 0
My first selfowned car
5 stars out of 5
As my first self owned vehicle, I'm really satisfied with this chevy malibu. It runs well, hasn't had any mechanical issues since i bought it , and gets decent mpg.
April 2019
Helpful? 0
Great rate, good payment.
5 stars out of 5
April 2019
Helpful? 0
Easy and convenient!
5 stars out of 5
April 2019
Helpful? 1
See All Ratings and Reviews
Disclosures
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 3.25% APR for a term of 36 months would require 36 monthly payments of $29.19 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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    Routing Number: 272479663
    Swift Code: MSUCUS44

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