Browser Compatibility: For the best experience on our website, please upgrade to the current version of . Click here to learn more.
OUCU Alert
Due to scheduled maintenance, eDeposit will be temporarily unavailable on Saturday, September 23, from 11:00 p.m. ET through 5:00 a.m. ET on Sunday, September 24. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
 
Apply for a Platinum Visa Apply for a Platinum Visa
Financial Freedom with OU Credit Union Visa Cards
as low as
8.90% APR
Apply for a Platinum Visa
Platinum Visa
as low as
8.90% APR
 
Icon ImageIcon ImageIcon ImageIcon Image
 
Platinum Visa Credit Card
What we offer
• Low rate
• No application fee
• No annual fee
• 0% APR balance transfers to your new Platinum
Visa for 6 months
• Flexible terms up to 84 months
• Chip card technology


Reviews
4.95 stars out of 5
49 Member Reviews
5 stars out of 5
(47)
4 stars out of 5
(2)
3 stars out of 5
(0)
2 stars out of 5
(0)
1 stars out of 5
(0)
Rate this Product
5 stars out of 5
It's so fast and easy to transfer between accounts Nd make funds available no other card makes sense
easy for everything
5 stars out of 5
I have no complaints. it's great.
😃
4 stars out of 5
Fav card
Good card
5 stars out of 5
Great
Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure
Get FileElectronic Correspondence Disclosure and Agreement Get FileAuto Rental Collision Damage Waiver
Get FileFee Schedule Get FilePrivacy Policy
Get FileMulti-Featured Loan Agreement Get FileDocuSign Disclosure
Get FileUSA Patriot Act Get FileVisa Gift Card Disclosure
Get FileMyDesign Image Guidelines and Terms & Conditions Get FileReloadable Prepaid Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure %filelink:msuaffinityagree% Get FilePlat Visa for Teens Agreement Get FileVisa Periodic Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

12.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.

Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 8.9% and 16.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.