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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Financial Freedom with OU Credit Union Visa Cards

as low as
9.90% APR
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Platinum Visa
as low as
9.90% APR
 
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Platinum Visa Credit Card
What we offer

Balance Transfers
Move your high-rate balances to your low-rate OU Credit Union Visa Credit Card and save money while making one low monthly payment.

Plus, you never pay a balance transfer fee, helping to save you even more money when consolidating your credit card payments.

Contact us and we can transfer your balances electronically, issue cashier's checks to transfer your balances, or issue you blank checks that you can complete and send to your other creditors.


Cardmember Agreements
Get FilePlatinum Visa Credit Card Agreement and Truth-in-Lending Disclosure Get FileAccount Agreement and Disclosure
Get FileAuto Rental Collision Damage Waiver Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA Patriot Act
Get FileVisa Gift Card Disclosure
Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees
Get FileVisa Periodic Disclosure %filelink:msuaffinityagree% Get FileRoadside Dispatch Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 9.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

9.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.

Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 9.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.
Reviews
4.85 stars out of 5
2685 Member Reviews
5 stars out of 5
(2514)
4 stars out of 5
(73)
3 stars out of 5
(23)
2 stars out of 5
(17)
1 stars out of 5
(58)
Rate this Product
Great rates. Keep checking your credit score. When it goes up, call them and ask for a better rate
5 stars out of 5
Definitely enjoy this!
5 stars out of 5
HAVING THIS MAKES LIFE SO MUCH BETTER
This is how every credit card is, right?
5 stars out of 5
I can't imagine having any other card, it's easy to manage with the app and the staff is super helpful
Love MSUFCU
5 stars out of 5
Love the low rates and the great customer service.
Amazing!
5 stars out of 5
It works just as a credit card should, really great!!