Due to upcoming security enhancements, your current web browser may not be able to access our websites after 11/30/2017. The version of the web browser you are currently using does not support the security settings that will be required after that day.

We recommend that you adjust your browser's security settings or install the Chrome web browser to avoid any disruption of access.
Click here to learn more.
Routing Number: 272479663
Swift Code: MSUCUS44
 
Apply for a Platinum Visa Apply for a Platinum Visa
Financial Freedom with OU Credit Union Visa Cards
as low as
8.90% APR
Apply for a Platinum Visa
Platinum Visa
as low as
8.90% APR
 
Icon ImageIcon ImageIcon ImageIcon Image
 
Platinum Visa Credit Card
What we offer
• Low rate
• No application fee
• No annual fee
• 0% APR balance transfers to your new Platinum
Visa for 6 months
• Flexible terms up to 84 months
• Chip card technology


Reviews
4.89 stars out of 5
67 Member Reviews
5 stars out of 5
(63)
4 stars out of 5
(3)
3 stars out of 5
(0)
2 stars out of 5
(0)
1 stars out of 5
(1)
Rate this Product
excellent card
5 stars out of 5
this is a great service to rebuild credit.
5 stars out of 5
I love using this bank. the online banking via phone works amazing.
5 stars out of 5
It's so fast and easy to transfer between accounts Nd make funds available no other card makes sense
easy for everything
5 stars out of 5
I have no complaints. it's great.
😃
4 stars out of 5
Fav card
Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure
Get FileElectronic Correspondence Disclosure and Agreement Get FileAuto Rental Collision Damage Waiver
Get FileFee Schedule Get FilePrivacy Policy
Get FileMulti-Featured Loan Agreement Get FileDocuSign Disclosure
Get FileUSA Patriot Act Get FileVisa Gift Card Disclosure
Get FileMyDesign Image Guidelines and Terms & Conditions Get FileReloadable Prepaid Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure %filelink:msuaffinityagree% Get FilePlat Visa for Teens Agreement Get FileVisa Periodic Disclosure

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.

12.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.

Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 8.9% and 16.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.