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Our Downtown Branch will be closed on Saturday, January 16, and in observance of Martin Luther King, Jr. Day, the Credit Union will be closed Monday, January 18.
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Routing Number: 272479663 Swift Code: MSUCUS44
 
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1040EZ Loan
as low as
6.90% APR
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1040EZ Loan
What it is
OU Credit Union members get the best of what we have to offer, such as the 1040EZ Loan. It's the perfect loan option for paying income taxes, renovating your home, and anything else you may need.

Use the money for anything:

• Pay income taxes
• Start a home improvement project
• Pay down high interest debt
• Cover unexpected expenses"
What we offer
• Low rate
• No application fees
• No prepayment penalties
• Free Quarterly FICO® Score
Disclosures
APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 6.90% APR for a term of 18 months would require 18 monthly payments of $58.64 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileService Fee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure

Reviews
4.95 stars out of 5
44 Member Reviews
5 stars out of 5
(43)
4 stars out of 5
(0)
3 stars out of 5
(1)
2 stars out of 5
(0)
1 stars out of 5
(0)
86% of reviewers recommend this product
Rate this Product
Such a helpful tool!!
5 stars out of 5
Love this account to keep me ready for Christmas!! !
September 2019
Helpful? 0
Great way to save
5 stars out of 5
The two Withdraw dates are great way to put away money for a special event !
May 2019
Helpful? 0
3 stars out of 5
It is good for saving, but it is inconvenient that you can not transfer money to or from the account on the app.
June 2018
Helpful? 1
Great concept for people who can't save money
5 stars out of 5
I can't save money to save my life. If I have it, I spend it. So I was so glad when MSUFCU had this because it allows you to put in however much you want whenever you want but you can only take it out twice in a year without penalty; one that's set and one that you can do whenever. And it's free to set up!
March 2018
Helpful? 0
Happy
5 stars out of 5
You know what makes birthdays more fun, the Holidays easier to manage? This product! And if you're careful, it can even help with vacation expenses. I love this account!!
September 2017
Helpful? 0
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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