Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
 
Open Your Wallet
 
×

Your Wallet

It looks like your wallet is currently empty.
Apply Now
You may be interested in...
Totally Gold Checking
Totally Gold Checking
Add to WalletLearn More
SmartLine Home Equity Loan
SmartLine Home Equity Loan
Add to WalletLearn More
Icon ImageIcon Image

Holiday Loan

Icon Image
Holiday Loan
as low as
6.90% APR
Add to Wallet
Icon Image
Holiday Loan
What it is
Celebrate the holidays with OU Credit Union's Holiday Loan. With a low rate, no application fee, and no prepayment penalty, it's the perfect loan for all your holiday needs.

Use the money for anything:
• Cover holiday expenses
• Purchase gifts for the whole family
• Pay down high-interest debt
• Finish a home improvement project
What we offer
• Low rate
• No application fees
• No prepayment penalties
• Free Quarterly FICO® Score
Disclosures
APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 6.90% APR for a term of 18 months would require 18 monthly payments of $58.64 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileService Fee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure

Reviews
4.95 stars out of 5
40 Member Reviews
5 stars out of 5
(39)
4 stars out of 5
(0)
3 stars out of 5
(1)
2 stars out of 5
(0)
1 stars out of 5
(0)
87% of reviewers recommend this product
Rate this Product
Such a helpful tool!!
5 stars out of 5
Love this account to keep me ready for Christmas!! !
September 2019
Helpful? 0
Great way to save
5 stars out of 5
The two Withdraw dates are great way to put away money for a special event !
May 2019
Helpful? 0
3 stars out of 5
It is good for saving, but it is inconvenient that you can not transfer money to or from the account on the app.
June 2018
Helpful? 1
Great concept for people who can't save money
5 stars out of 5
I can't save money to save my life. If I have it, I spend it. So I was so glad when MSUFCU had this because it allows you to put in however much you want whenever you want but you can only take it out twice in a year without penalty; one that's set and one that you can do whenever. And it's free to set up!
March 2018
Helpful? 0
Happy
5 stars out of 5
You know what makes birthdays more fun, the Holidays easier to manage? This product! And if you're careful, it can even help with vacation expenses. I love this account!!
September 2017
Helpful? 0
See All Ratings and Reviews
Live Chat with Oakland University Credit Union representatives Live Chat with Oakland University Credit Union representatives Live Chat
Contact Oakland University Credit Union Contact Oakland University Credit Union Contact Us
248-364-4708
800-766-6828
Find a Oakland University Credit Union branch location Find a Oakland University Credit Union branch location Visit a Branch
Locate a Oakland University Credit Union ATM Locate a Oakland University Credit Union ATM Find an ATM
Your Credit Union
Who We Are
Support
    Click to scroll back to top of the page Click to scroll back to top of the page
    TOP
    Routing Number: 272479663
    Swift Code: MSUCUS44

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance.  All products and services available on this website are available at all OU Credit Union full-service locations.