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In observance of President's Day, the Credit Union will be closed Monday, February 17.
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Routing Number: 272479663 Swift Code: MSUCUS44
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Offers and Promotions

$5,000 Payday Giveaway
Switch your direct deposit to your OU Credit Union checking account and you could win big!
February 1, 2020 - April 30, 2020
Switch your direct deposit to your OU Credit Union checking account by April 30, 2020, and you could win big! But don't wait -- the sooner you switch, the more you could win. There will be weekly winners of $500, and a grand prize winner of $5,000.

The OU Credit Union $5,000 Payday Giveaway Contest begins at midnight EST 2/1/20 and ends at 11:59 p.m. EST 4/30/20.

No purchase or transaction is necessary, and there is a limit of one entry per individual. Employees and immediate family members of MSUFCU and contest sponsors, as well as MSUFCU board and committee members and their immediate family members, are not eligible.

Winner of grand prize will be drawn within 3 business days of 5/5/20 by the OU Credit Union Internal Audit department, whose decisions are final. Weekly winners will be drawn within 3 business days of every Friday 3/6/20 - 4/24/20 by the OU Credit Union Marketing and Communications department, whose decisions are final. Chances of winning a weekly or the grand prize are based on the number of entries received. If 1,000 entries are submitted, chances of winning are 1 in 1,000. Winners will be notified by email and/or phone and have 5 business days to respond. Failure to respond in 5 business days will result in the selection of a new winner. A winners list will be made available upon request for any request submitted within 6 months of the end of the promotion.

To enter, you must have 2 consecutive direct deposits of your net paycheck ($500 or more) to your OU Credit Union checking account. You also may send a 3-inch by 5-inch card with the promotion name and your name, address, phone number and email address to: OU Credit Union, ATTN: Marketing, 3777 West Rd., East Lansing, MI 48826-9946.

OU Credit Union is not responsible for:
-Lost, late, illegible, mutilated, or misdirected entries
-Entries not received in time for the selection of the winner
-Technical hardware or software
-Lost or unavailable network connections
-Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this contest

The prize package is valued at $5,000 for the grand prize and $500 for each weekly prize.

Prizes may not be substituted or transferred except at the discretion of OU Credit Union. OU Credit Union is not responsible for the winner's recept or use of the prize, and has neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability.

Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by OU Credit Union.

Each winner must sign a release form agreeing:
-To allow OU Credit Union, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of OU Credit Union.
-That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

OU Credit Union reserves the right to modify, suspend, and/or terminate this contest should viruses, bugs, nonauthorized human intervention, or other causes beyond the control of OU Credit Union, corrupt or impair the administration, security, fairness, or proper play of the contest. In case of suspension or termination, a notice will be posted, and, at OU Credit Union's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. OU Credit Union reserves the right to disqualify any entrant if his/her fraud or misconduct affects the integrity of the contest or fails to remain in good standing with OU Credit Union.

OU Credit Union maintains the right to change or modify these rules at any time without notice. OU Credit Union is not responsible for any typographical or other error in the printing of the offer, administration of the contest, or in the announcement of any and all prizes. By participating, entrants agree to these official rules and to the decisions of the results of the contest, which will be final and binding in all respects.