OUCU Alert
In observance of President's Day, the Credit Union will be closed Monday, February 17.
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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
Fall 2019 Grad Specials
Just because you're graduating, doesn't mean you need to close your OU Credit Union account!
December 15, 2019 - August 31, 2020
Starting a new job? Receive $100 when you set up direct deposit to your OU Credit Union checking account! With your funds automatically deposited on payday, it's easy to pick up your morning coffee on your way into the office, pay bills, and more without having to stop by an ATM or branch first.

Open or upgrade to OU Credit Union's Cash Back Platinum Plus Visa Credit Card or Visa Signature Credit Card and receive $25 when you use your card five times within the first 30 days. You'll also love earning unlimited cash back on every single purchase.
Disclosures
MSUFCU/OU Credit Union members who graduate from Michigan State University or Oakland University in December 2019 will receive $25 deposited to their MSUFCU/OU Credit Union checking accounts when they open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 12/15/19 and 8/31/20 and make five purchases within 30 days of opening or upgrading. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the fifth purchase for $25 to be deposited. Account must be in good standing to receive deposit. For full details visit msufcu.org/specialoffers/fall19 or oucreditunion.org/specialoffers/fall19.

Platinum Plus Cash Back fine print
Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good
standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases. Visit msufcu.org/cashback for full terms and conditions.

Signature Cash Back fine print
Cardholders will earn the following cash back rewards: 3% on groceries; 2% on gas, travel (hotels, motels, resorts, taxi/limo, and car rental) and universities (when making tuition payments to MSU using a credit card, a service fee of 2.2% will be charged by the university); and 1% on all other purchases for every one U.S. dollar in eligible net purchases made on their Visa Signature Credit Cards, rounded to the nearest whole dollar. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to amount returned. Negative cash back will be given if returns or credits exceed purchases. Certain restrictions, limitations, and exclusions apply. Visit msufcu.org for full terms and conditions. 2 Receive $100 once you spend $3,000 on net purchases within the first three months after MSUFCU Visa Signature Credit Card approval. Purchases must post to your account within the first three months. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being applied to your cash back account, the bonus is considered to be forfeited. This onetime $100 offer is valid for new, first-time MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit msufcu.org/visasignature for full terms and conditions.

$100 Direct Deposit Promo
MSUFCU/OU Credit Union members who graduate from Michigan State University (MSU) or Oakland University (OU) in December 2019 will receive $100 deposited to their MSUFCU/OU Credit Union checking accounts when they add new direct deposits of their net paychecks ($500 or more) to their MSUFCU/OU Credit Union checking accounts between 12/15/19 and 8/31/20. Allow 6 weeks after the first direct deposit for $100 to be deposited. Account must be in good standing to receive deposit. For full details visit msufcu.org/specialoffers/fall19 or oucreditunion.org/specialoffers/fall19.