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Offers and Promotions

Current Promotion
Win Your Auto Payment
Win Your Next Auto Loan Payment
May 1, 2022 - June 30, 2022
You depend on your car every day. Rely on us to save you time and money when you finance your vehicle with OU Credit Union. Open or refinance your auto loan with us by June 30, 2022, and you'll be entered to win one auto loan payment paid by OU Credit Union, up to $700.

Easily and securely apply online or contact us, and in as little as 10 minutes you can be preapproved for your next auto loan. With your preapproval, you receive a ReadyLoan Check - a blank check valid for 90 days, up to your preapproved loan amount. Simply fill out the check and hand it to the seller when you're ready to buy.

Hurry! The Win Your Auto Payment sweepstakes ends June 30, 2022.
Disclosures
Official Win Your Auto Payment Sweepstakes Rules

Please read these Rules carefully. By participating in the Win Your Auto Payment sweepstakes, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD
The Win Your Auto Payment sweepstakes begins at midnight EST on 5/1/22 and ends at 11:59 P.M. EST 6/30/22.

ELIGIBILITY
This promotion is open to members of OU Credit Union. No purchase or transaction is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees and immediate family members of OU Credit Union and promotion sponsors, as well as OU Credit Union board and committee members and their immediate family members, are not eligible.

WINNER SELECTION/ODDS
Winner(s) will be drawn within 10 business days of 6/30/22 by OU Credit Union, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email or phone and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If OU Credit Union does not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be made available upon request for any request submitted within 6 months of the end of the promotion. Please see our contact information below.

HOW TO ENTER
To enter, open a new auto loan with OU Credit Union or refinance your auto loan from another financial institution. Only one entry per participant will be accepted. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: MSU Federal Credit Union, ATTN: MKTG - Win Your Auto Payment, 3777 West Rd., East Lansing, MI 48826-9946.

OU Credit Union is not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES
The prize is the amount equal to one payment of your new auto loan with OU Credit Union. One winner will be chosen to win the amount of their auto payment, which is valued up to $700 deposited into their OU Credit Union checking account. If new auto payment is $595, winner will receive $595 deposited to their OU Credit Union checking account. Prize may not be substituted or transferred except at the discretion of OU Credit Union. OU Credit Union is not responsible for the winner's receipt or use of the prize, and has neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by OU Credit Union.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow OU Credit Union, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of OU Credit Union.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.


GENERAL CONDITIONS
OU Credit Union reserves the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond the control of OU Credit Union, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at OU Credit Union's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. OU Credit Union reserves the right to disqualify any entrant if it suspects that his/her actions affect the integrity of the promotion or if the entrant fails to remain in good standing with OU Credit Union.

OU Credit Unoin maintains the right to change or modify these rules at any time without notice. OU Credit Union is not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6 month limitation period.

CONTACT INFORMATION
If you have any questions, please contact us at:

Attn: Marketing - Win Your Auto Payment, 3777 West Rd., East Lansing, MI 48826-9946. Or call 800-678-4968 ext. 2028.