Enjoy Your College Years. We'll Help You Take Care of Your Finances.
from free checking to low-rate Visa Credit Cards, we're here to help you manage your money.

Welcome, Grizzlies!

You're a proud Grizzly with a bright future. See why students like you choose OU Credit Union as their financial institution during school and for life. Whether you're ready to begin building credit, need a new car, want to buy your first home, or start saving for retirement, OU Credit Union has the tools and expertise to help you achieve your dreams.

The Credit Union Difference

Not-for-Profit
As a Credit Union, we're not for profit. This means you enjoy lower rates on loans, higher rates on savings, and fewer and lower fees.
Local & Personal
You're not a number, you're a member! Have your individual needs met with unique solutions that are best for you. Need to call us? We pick up on the other end right here in Auburn Hills.
Community Focused
OU Credit Union is a proud supporter of the community. Every year, OU Credit Union gives back through charitable donations and time volunteered to make our world a better place.

"I am going into my senior year at OU and have been a member since I was a freshman. I became a member because I needed something that was convenient for me. I come through the OC every day and that is where the branch is located. It was easier to know that I have people to talk to and ask the million questions that I have."


-Susan D., OU Student
Special Offers For College Students
Open your OU Credit Union account before September 8, 2017, and you'll receive a free Grizzly t-shirt!

Plus, if you apply online, you're automatically entered to win a $500 Visa Gift Card to purchase textbooks*.
*T-shirt available while supplies last. First come, first served. New student must open a new account in order to receive free T-shirt. T-shirt will be mailed within 5-7 business days after new student account is opened online or over the phone.

Winner must be an OU student and open an OU Credit Union account online by 8/12/17 to be entered to win. Winner will be randomly selected by OU Credit Union's Internal Audit department to receive a $500 Visa gift card to be used for the purchase of textbooks. OU Credit Union employees, board members, and their families are not eligible to win. Winner will be contacted on 8/17/17 and has 5 business days to respond. If winner does not respond by 8/24/17, a new winner will be selected.
Student Survival Package
Get down to the basics with these two must-haves for every Grizzly. Save money, build credit, and show your Grizzly spirit with an OU Credit Union Totally Gold Checking account and Platinum Plus Visa Credit Card. You'll even earn cash back while you're at it.

Totally Gold Checking Account
- No Monthly Fee
- No Minimum Balance
- Free Visa Debit Card
- Free Bill Payment
- eDeposit Checks

Platinum Plus Visa Credit Card
- 1% Cash Back on All Purchases
- 12.9% APR
- No Annual Fee
- Accepted Worldwide
24/7 Account Access via the OU Credit Union Mobile app, ComputerLine, and eAlerts
MoveMoney on the go, check balances, pay loans, and deposit a check by taking a picture with the OU Credit Union Mobile app.

Create new shares, apply for loans, and correspond with OU Credit Union staff on ComputerLine.

Get balance updates, check clearing notifications, and recent purchase notifications via text message with OU Credit Union eAlerts.

Wherever you are, we're there to assist with your every need.
Fun Fact: OU Credit Union is the only financial institution located on Oakland University's campus.
Financial Education and Internship Opportunities
Have questions about finances? You're not alone! Learn from the experts at one of OU Credit Union's many financial seminars and events. OU Credit Union offers many resources to help you navigate your personal finances and the financial demands of the real world.

Work for us! If you're looking for a rewarding and hand-on internship, look no further! OU Credit Union offers internship opportunities in a number of different departments to help you gain the professional experience that will serve you for years to come.
We're Here to Serve You in College and Beyond
When you've graduated, you can take your OU Credit Union account with you. Your Totally Gold Checking account stays totally free, and you can continue to enjoy the products, services, and member service you've come to rely on for the rest of your life.

- Checking and Savings Options
- Auto, Motorcycle, and Boat Loans
- Home Loans
- Retirement Savings Options
- Business Accounts
- And much More!

Frequently Asked Questions

My student has an account at my financial institution at home. Why should they open an OU Credit Union account?
OU Credit Union is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive OU Credit Union's lowest loan and credit card rates, even if they don't have credit established.
Can I be on my student's account?
Absolutely! If you'd prefer, you can be joint on your student's account, giving you full account access. With your own debit card, it's easy to deposit and withdraw money at ATMs. You can also open your own OU Credit Union account and take advantage of the same great products and services as your student.
Is there a minimum balance requirement?
No. There is no minimum balance requirement for the Totally Gold Checking account.
How do I deposit money to my student's account?
It's easy to send money to anyone these days. Here are the top five ways to move money from your account to your Grizzlies OU Credit Union account, with instant access to the funds.

•Easy electronic transfers from your financial institution or your OU Credit Union account
•eDeposit checks with OU Credit Union's mobile app
•Move money from your own OU Credit Union account
•Make a deposit at an ATM or at a Shared Branch
•Mail a check to your Grizzly or the Credit Union
What happens if they lose their debit or credit card?
Students can call or visit any branch. We can block the lost card and issue a new card immediately. All OU Credit Union branches have in-branch card production so there's no waiting for a card to come in the mail. They will walk out of the branch with their new card.
Does my student need to close their OU Credit Union account when they graduate?
No. Once your student is a member, they are always a member.