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Routing Number: 272479663 Swift Code: MSUCUS44
 
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OU Credit Union is the ONLY financial institution right on OU's vibrant campus. Now it's time for you to experience the incredible benefits of banking with us. It's an exciting time to be a Grizzly! Open your account with us and you'll gain access to a world of financial opportunities and pave the way for your future success.

Activate Your Grizzly Student Bundle

All OU students have a Grizzly Student Bundle waiting for them at OU Credit Union. Now until March 31, 2024, when you activate your bundle, you'll be entered to win $1,000!

Your Student Bundle includes the basic products that every Golden Grizzly needs for financial success:

• A Grizzly Saver Account
• A Grizzly VISA Debit Card
• And the Financial 4.0 App


Build Your Credit History With Our Platinum Plus Visa

Getting a credit card and learning the responsible way to use it, is an important first step in establishing your credit history. OU Credit Union's Platinum Plus Visa credit card has great features for student:

• 1% cash back on ALL purchases
• Rates as low as 13.90% APR
• $50 Welcome Offer - When you spend $1,000 within 90 days.
• Manage your card conveniently thorough our mobile app.
• Contactless shopping with Tap to Pay.

To learn how to use credit and manage finances, we offer a variety of financial education resources including our Financial 4.0 program that is filled with seminars, blogs, quizzes, and more!

Upgrade your Grizzly Student Bundle with one of our OU Credit Union VISA Credit Cards! With low rates, 24/7 online access, and more you can find the card for you.

Additional Resources

OU Credit Union is committed to helping you stay informed and connected. We offer accounts for student organizations (RSOs) associated with OU Credit Union. Check out our additional resources to find the answers and opportunities you are looking for.

Frequently Asked Questions
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My student has an account at my financial institution at home. Why should they open an OU Credit Union account?
OU Credit Union is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive OU Credit Union's lowest loan and credit card rates, even if they don't have credit established.
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I am a student and currently have an account with OU Credit Union. Do I have to close my account when I graduate?
No. Once you are a member, you are always a member.
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Disclosure
Official Sweepstakes Rules

Please read these rules carefully. Within these rules, the words "we," "us," and "our" refer to Oakland University Credit Union (Credit Union). The words "you" and "your" refer to any eligible participant in this promotion. By participating in this promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD
The Student Bundle Sweepstakes begins at midnight ET 1/24/24 and ends at 11:59 p.m. ET 3/31/24.

ELIGIBILITY
This promotion is open to members of the Credit Union. No purchase is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible.

WINNER SELECTION/ODDS
Winner(s) will be drawn within 10 business days of 3/31/24 by the Credit Union, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email, phone, or (if applicable) direct message on the social media platform where the sweepstakes is held and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If we do not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be available at [msufcu.org/winners or oucreditunion.org/winners]. Please see our contact information below.

HOW TO ENTER
To enter, you must be a member of Oakland University Credit Union and a registered student at Michigan State University for the Spring 2024 academic year and open or add to your existing account a Spartan Saver, Sparty Debit Card, and download the Financial 4.0 app. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: Oakland University Credit Union , ATTN: Marketing Department - Spartan Student Bundle Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.

We are not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES
The prize is one $1,000 deposited into winner's OU Credit Union account. Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner's receipt or use of the prize, and have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by us.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow us, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are our exclusive property.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.


GENERAL CONDITIONS
We reserve the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond our control, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at our discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. We reserve the right to disqualify any entrant if it suspects that their actions affect the integrity of the promotion or if the entrant fails to remain in good standing with us.

We maintain the right to change or modify these rules at any time without notice. We are not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION
If you have any questions, please contact us at:

OU Credit Union ATTN: Marketing Department - Spartan Student Bundle Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.