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Routing Number: 272479663 Swift Code: MSUCUS44
 
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The Mortgage  Team's Image

Meet OU Credit Union's Mortgage Team

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Denya  Macaluso 's Image

Denya Macaluso

AVP of Residential Lending

NMLS #: 591498

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Headquarters

3777 West Road

East Lansing, MI 48823

Denya's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 2230

E: denya.macaluso@msufcu.org

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Denya has 20 years of real estate and financial experience and enjoys the constant evolution of the financial industry. She serves on the Big Brothers Big Sisters Board of Directors, the State Board for the Michigan Mortgage Lenders Association, and the Greater Lansing Association of REALTORS Finance Committee. She is also a member of the Women's Council of REALTORS.

Denya received her Bachelor of Arts in Marketing from MSU and her MBA in Management from Northwood University in 2010. Outside of the Credit Union, she enjoys spending time with her family, traveling, and is an avid MSU and Spartan Athletics supporter.

Paula  Johnson 's Image

Paula Johnson

Mortgage Manager

NMLS #: 455779

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Headquarters

3777 West Road

East Lansing, MI 48823

Paula's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 2232

E: paulaa@msufcu.org

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Paula joined OU Credit Union in 1990 and has worked in the Mortgages Department in different roles since 1994. Paula was a Mortgage Loan Officer for 15 years before she moved to a management position in 2011. She also serves on the board for the Lansing area Home Builders Association.

Outside of work, she enjoys spending time with her family, camping, and watching movies.

Diane  Wallas 's Image

Diane Wallas

Mortgage Manager

NMLS #: 455819

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Headquarters

3777 West Road

East Lansing, MI 48823

Diane's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: P: 517-333-2424 Ext. 2294

E: dwallas@msufcu.org

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Diane joined MSU Federal Credit Union in 1998, where she began her career in mortgages as a Mortgage Processor. She became hooked on helping members purchase homes and remained in that role for 14 years. She spent the following 5 years as a Mortgage Underwriter before joining the Mortgage Management team. Diane's positive attitude, passion to serve members and drive to lead a team makes her committed to the credit union mission.

Diane earned her Bachelor of Business Administration from Eastern Michigan University. Away from the office, she enjoys traveling, volunteering at church and school, and spending time with her family.

Michelle  Baldino 's Image

Michelle Baldino

Senior Mortgage Loan Officer

NMLS #: 1059338

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Headquarters

3777 West Road

East Lansing, MI 48823

Michelle's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 2238

E: mbaldino@msufcu.org

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Michelle joined OU Credit Union in March 2001 and has worked in the credit union industry for over 25 years. She joined the Credit Union's Mortgages team in 2013 and has 18 years of lending experience. She strives to exceed member expectations by making the mortgage process easy and convenient.

In her spare time, Michelle enjoys volunteering in the community, reading, traveling, and spending time with family and friends

Lichiu  Boyd 's Image

Lichiu Boyd

Senior Mortgage Loan Officer

NMLS #: 455758

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Farm Lane Branch

4825 E. Mount Hope Rd.

East Lansing, MI 48823

Lichiu's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 6903

E: lboyd@msufcu.org

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Lichiu comes to the Mortgages Department with over a decade of lending experience. She joined OU Credit Union in 2001, initially serving members by helping them with personal, auto, and home equity loans. She also worked as an Assistant Branch Manager and has been involved in all areas of branch operations. Throughout her career at the Credit Union, Lichiu has dedicated her expertise and passion to helping members fulfill their financial goals. Her experience and enthusiasm for helping people allow Lichiu to provide a full range of loan services and assist members with all of their lending needs.

Lichiu graduated from Michigan State University with a Master's degree in Teaching English to the Speakers of Other Languages.

Abbie   Broughman 's Image

Abbie Broughman

Senior Mortgage Loan Officer

NMLS #: 455760

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Marsh Branch

16861 Marsh Rd.

Haslett, MI 48840

Abbie 's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7846

E: abroughm@msufcu.org

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Abbie has been a part of OU Credit Union's Mortgages team since 2014 but joined the Credit Union in 2004. Working in a variety of roles, Abbie has been a Member Services Representative, Financial Services Officer, Assistant Manager, and Department Trainer. She has a passion for educating and helping members save money when they find the homes of their dreams.

A Michigan State University alumna, she is a proud member of the East Lansing community and enjoys spending time with her family, bowling, playing basketball, and volunteering with the Lansing area March of Dimes.

Suzanne   Carr 's Image

Suzanne Carr

Senior Mortgage Loan Officer

NMLS #: 635834

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Central Park Branch

1775 Central Park Dr.

Okemos, MI 48864

Suzanne 's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 6863

E: scarr@msufcu.org

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Suzanne joined Oakland University Credit Union as a mortgage loan officer in 2012. She has been working in the mortgage profession for 15 years. She values helping members throughout the mortgage process to assist them in achieving their financial goals.

Suzanne received her Bachelor of Arts in Psychology from the University of Michigan. She is the 2012 Past President of the Michigan Mortgage Lenders Association. In her free time, Suzanne enjoys running and spending as much time as possible with her niece and nephew.

M'Lisa  Clark 's Image

M'Lisa Clark

Senior Mortgage Loan Officer

NMLS #: 455763

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Headquarters

3777 West Road

East Lansing, MI 48823

M'Lisa's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 2347

E: mclark@msufcu.org

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M'Lisa has worked for OU Credit Union for sixteen years: fifteen overall in lending and the last seven with the Mortgages Department. M'Lisa is a very positive, knowledgeable, passionate, and enthusiastic woman, helping drive her in assisting members in their life goals of purchasing homes.

Beyond her work with the Credit Union, M'Lisa is also a member of the Women's Council of Realtors-Lansing Charter.

Abby  Dassance 's Image

Abby Dassance

Senior Mortgage Loan Officer

NMLS #: 608932

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West Side Branch

653 Migaldi Lane

Lansing, MI 48917

Abby's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7758

E: adassanc@msufcu.org

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Abby has worked at OU Credit Union since 2013 but has over 12 years of lending experience in both the residential and business arenas. Bringing a vast amount of knowledge and expertise to her position, she enjoys helping members achieve their goals of owning homes and saving them money.

Abby received her Bachelor of Science from Michigan State University. She enjoys spending time with her children, volunteering with 4-H, and quilting.

Scott  Davis 's Image

Scott Davis

Mortgage Loan Officer II

NMLS #: 1071021

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South Lansing Branch

200 E. Jolly Road

Lansing, MI 48910

Scott's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7749

E: sdavis@msufcu.org

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With over eight years of mortgage experience, Scott brings extensive knowledge and valued expertise to his position. His success as a Mortgage Loan Officer is supported by his commitment to provide superior service and willingness to help members achieve their financial dreams.

Scott is a member of the Home Builders Association of Greater Lansing.

Erin  Hunt 's Image

Erin Hunt

Mortgage Loan Officer II

NMLS #: 455776

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Headquarters

3777 West Road

East Lansing, MI 48823

Erin's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 5181

E: ehunt@msufcu.org

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Erin joined OU Credit Union in 2003, working alongside the Mortgages Department through home equity lending and training for 11 years and finally joining the team full-time in 2017. Erin was certified as a financial counselor in 2011 and volunteers with Junior Achievement to help enhance youth financial security and literacy in the Lansing Public Schools.

Erin graduated from Michigan State University in 2000. She enjoys spending time with her family, gardening, costuming and table top gaming, teaching Sunday School, serving as a Cub Scout Den Leader, and volunteering with Girl Scouts.

Matt   Jackson 's Image

Matt Jackson

Mortgage Loan Officer

NMLS #: 813572

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Auburn Hills Branch

3265 Five Points Dr.

Auburn Hills, MI 48326

Matt 's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 2593

E: matt.jackson@msufcu.org

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Matt has over five years of mortgage lending experience and loves making connections and building relationships with our members. He has a unique skill set and background that he brings to OU Credit Union. Matt has held multiple positions within the mortgage lending function and has learned a wide array of mortgage products. His goal is to simplify the mortgage process by educating and providing paramount service to our members.

Matt graduated from Michigan State University with a Bachelor of Arts in Political Science and received his MBA from Walsh College in 2015.

Kelly  Knopps 's Image

Kelly Knopps

Mortgage Loan Officer II

NMLS #: 455781

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Headquarters

3777 West Road

East Lansing, MI 48823

Kelly's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7854

E: kknopps@msufcu.org

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Kelly has worked for OU Credit Union for over 12 years and was welcomed into the Mortgages team in 2017. With her expansive experience in lending, Kelly is committed to serving members and assisting them throughout the home loan process. She always looks for opportunities to save members money and provide them with a full range of products and loan services that meet their needs.

In her free time, Kelly enjoys serving her community, spending time with her husband, daughter, and Great Dane, Atlas, camping, and exploring Michigan.

Mary Beth  Krzisnik 's Image

Mary Beth Krzisnik

Mortgage Loan Officer

NMLS #: 1445657

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Headquarters

3777 West Road

East Lansing, MI 48823

Mary Beth's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 5147-333-2424 x 4723

E: marybeth.krzisnik@msufcu.org

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Mary Beth has been with MSUFCU since 2015 and joined the Mortgage Team in 2018. She has worked in the Oakland County Branches with experience in member relations, specialty accounts, consumer lending, and Home Equity Loans. Mary Beth enjoys educating members, assisting them in achieving their financial dreams, and providing support and encouragement in meeting their goals.

As a former bank manager and mortgage officer, Mary Beth has experience lending in the Detroit Metropolitan area and enjoys assisting members with home purchases throughout the State of Michigan.

Mary Beth is a graduate of Michigan State University and earned a Masters of Business Degree from Central Michigan University. She enjoys spending time with her family, is an avid sports fan, and attends concerts, visits museums, and volunteers in the community.

James   Martin 's Image

James Martin

Mortgage Loan Officer

NMLS #: 645963

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Headquarters

3777 West Road

East Lansing, MI 48823

James 's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7327

E: james.martin@msufcu.org

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James has been with OU Credit Union since June 2016. Prior to OU Credit Union James held many customer service oriented positions in banking, consumer lending, mortgages and financial advising. James enjoys helping members save money with all of our lending products as well as the challenge of assisting members to reach their financial goals. His goal is to help each member to fully understand the variety of mortgage options in order to choose the best loan for their needs.

James is a graduate of Central Michigan University. He is an avid sports fan and enjoys activities that will take him outdoors in his free time.

Samip  Patel 's Image

Samip Patel

Mortgage Loan Officer

NMLS #: 728281

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Headquarters

3777 West Road

East Lansing, MI 48823

Samip's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 5166

E: samip.patel@msufcu.org

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Samip joined OU Credit Union in 2015 but has worked in the credit union industry for over 14 years. Samip joined the Mortgages team in 2017, bringing 13 years of consumer and mortgage lending experience to the position. His goal is to exceed members' expectations, making the home financing process easy and convenient.

Outside of the Credit Union, Samip likes to watch and play tennis with his son and travel with his family.

Al  Stewart 's Image

Al Stewart

Mortgage Loan Officer II

NMLS #: 1406072

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Headquarters

3777 West Road

East Lansing, MI 48823

Al's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 7181

E: al.stewart@msufcu.org

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Al began working in the mortgage industry in 1999 and has 18 years of experience as a Mortgage Loan Officer. Al values the relationships he builds with members and the community.

Outside of work, Al enjoys spending time with his wife and two boys, golfing, swimming, and coaching baseball and basketball.

Doug  Wright 's Image

Doug Wright

Mortgage Loan Officer

NMLS #: 847873

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Clarkston Branch

8055 Ortonville Rd.

Clarkston, MI 48348

Doug's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 4709

E: doug.wright@msufcu.org

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Doug has been with OU Credit Union since 2016 and brings almost seven years of experience in the mortgage industry. He enjoys educating and assisting members with some of the largest financial decisions of their lives. He is committed to member service and will go above and beyond to make members feel comfortable with the home loan process. He is patient, easygoing, and always willing to listen to any questions that members have.

Jamie  Zannini 's Image

Jamie Zannini

Senior Mortgage Loan Officer

NMLS #: 455811

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Monroe Center Branch

86 Monroe Center St NW

Grand Rapids, MI 49503

Jamie's Hours:

M - F: 8:30 am - 5:30 pm

Sa: 9:00 am - 3:00 pm

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P: 517-333-2424 Ext. 4906

E: jamie.zannini@msufcu.org

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With over 15 years of experience in the mortgage industry, Jamie brings a tremendous amount of knowledge and expertise to her position. She joined OU Credit Union in 2010 and is an employee who strives to always go above and beyond in assisting members. Her passion for helping members, extensive mortgage experience, and long-time commitment to Mid-Michigan help her provide friendly and comprehensive service in brandPlural Mortgages Department.

Jamie is a member of the Women's Council of REALTORS, Lansing Chapter and was their Community Service Award Winner in 2014.