Should You Buy a House Now, Or Wait?



While housing inventory is still trending low and demand is still high, you may wonder if it is better to wait until the market is more favorable for buyers. The best time to buy a home is personal; it is when it makes sense for you and your financial situation. Here are some ways to determine when it is a good time to buy a new home.

Are Cash Back Credit Cards Worth It?



Cash back cards can help simplify your finances, earn you funds for spending, and allow you to take advantage of extra perks that debit cards don’t offer. But cash back credit cards have both benefits and drawbacks. Depending on your spending habits, another type of card may offer better rewards for your situation or save you more money. Here are some pros and cons to cash back credit cards.

Providing Innovative Solutions for Members Resulted in The Lab at MSUFCU



With more MSUFCU members interacting with the Credit Union digitally, we’ve created additional ways to connect beyond the mobile app through The Lab at MSUFCU. Established in 2020, The Lab team identifies, creates, and executes opportunities for innovation at the Credit Union. By devoting resources to cultivate an entrepreneurial mindset, collaborative ideas are generated for pilot programs and eventually introduced as new products and services for members and employees.