Black & Gold Blog

Savings Is Important Now More Than Ever. Find Out Why.

In 2020, many consumers found it necessary to use savings to help cover expenses, and it became clear why having a financial cushion is important. Clever Real Estate COVID-19 Financial Impact Survey conducted in September 2020 found that 28% of Americans used savings or an emergency fund to cover living expenses. Now that we’ve been navigating through a pandemic for nearly a year, it’s time to get serious about saving — even if you think you’re in a solid financial position.

Jan

Set Financial Goals. Achieve them with a Plan.

Setting financial goals are a common New Year’s resolution. Although following through takes effort, creating a workable plan to achieve them is simple. Begin by setting some financial goals. Here are a few suggestions to get you started.

Jan

Need Some Extra Cash? Refinancing Your Auto Loan Could Be a Place to Start

If you’re looking for ways to reduce your expenses after the holidays, refinancing your auto loan could be a way to drive down your monthly payment and save money. Read on to learn more about the advantages of refinancing your auto loan.

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