A budget is a crucial financial tool to use in achieving and maintaining financial stability. It is used to track your spending habits and can help you save for things you need and want without having to suddenly run up your credit card because you ran low on funds. Here are some ways to build a budget and set yourself up for success.

From budgeting to building an emergency fund, sometimes you need a little help from technology to meet your financial goals. Here are the best financial wellness apps for managing your finances so you can achieve your dreams.

You’ve heard of phishing, the internet scam of sending emails and messages pretending to be a reputable company in order to trick you into divulging your personal information, such as passwords and credit card numbers. But are familiar with the new practice of “spear phishing”? It’s quickly becoming the most successful form of fraud and acquisition of confidential information and now accounts for 91% of all scam attempts.