Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Account Services | eServices

Maintenance Made Easy

OU Credit Union's electronic services make handling your account hassle-free.

Direct deposit is the safe, simple way to have your paycheck, federal benefits, or tax refunds deposited automatically to your saving or checking account. There is no need to worry about making it to the Credit Union if you are sick or out of town, plus it is safer than receiving paper checks because the funds cannot be lost, stolen, or tampered with in the mail.


Check with your employer to see if you are eligible for direct deposit into your OU Credit Union account. To set up direct deposit, you will need:

  • Your OU Credit Union base account number and two-digit suffix designating your checking or savings account.
  • OU Credit Union's routing number: 272479663


Oakland University Employees

OU employees who are on OU's payroll can enroll for direct deposit by visiting one of our branches or by calling 248-364-4708.


State of Michigan and U.S. Government Employees

Print out the appropriate form* below, complete and mail to:
OU Credit Union Accounting Department
PO Box 1208
East Lansing, MI 48826-1208

State of Michigan Direct Deposit Form

U.S. Government Direct Deposit Form


Social Security, SSI, and other Federal Benefits

Members who currently receive Social Security or SSI Benefits can switch to direct deposit at or calling the Social Security Office toll-free at 800-772-1213
(TTY 800-325-0778).


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