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Routing Number: 272479663 Swift Code: MSUCUS44
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Totally Gold Checking
Totally Gold Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan
Personal Loans
From weddings to new computers and unexpected expenses, OU Credit Union has personal loans to helps you pay for just about anything! Skip the fees, fixed rates, design your loan terms around your needs, and save money in the process.

Ready to apply?
Applications can be reviewed in as little as 20 minutes when applying by:

• Phone
• Live Chat
• Visiting one of our branch locations

Alternatively, you may also apply online by logging into your account via ComputerLine and selecting "Apply for a Loan". We review these applications in the order they are received, typically within 1-2 business days.
Hurricane Ida Assistance
If you have been impacted by Hurricane Ida, you may be eligible for a Natural Disaster Assistance Loan as well as other financial relief. To discuss your available options, please call us at 800-678-4968, ext. 2473 or stop in to any of our branches.

• Fixed rate of 3.9%
• Maximum amount of $10,000
• Maximum term of 60 months
• No payments for three months - interest will still accrue
• Full application with a valid credit report is required
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Loan Terms
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Signature Loan

From weddings to new computers and unexpected expenses, OU Credit Union Signature Loan helps you pay for just about anything and offers a great, low rate.

Relocation Loan

Our Relocation Loan is available to help make your move less stressful. Hire movers, purchase a new wardrobe, put a down payment on an apartment, or anything else you may need.

Instant Cash Line-of-Credit

Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments).

Vacation Loan

Get started on planning your next great vacation. From hotels to kayak rentals, OU Credit Union's low-rate Vacation Loan can help you cover the costs of your next trip.

Debt Consolidation Loan

Reduce your stress and pay off your high-rate loans from other institutions with OU Credit Union Debt Consolidation Loan.

Flex Loan

OU Credit Union Flex Loan is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan.

Are you a student?
Wherever you are in your higher education, get the money you need for school. Whether you're an undergraduate, graduate student, or parent. We partner with Sallie Mae® to offer student loans, as well as specialty student loans.
Student Loans in partnership with Sallie Mae®
Wherever you are in your higher education, get the money you need for school. Student loans from OU Credit Union in partnership with Sallie Mae® could help! Whether you're an undergraduate, graduate student, or parent. Get money for school from Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

• Competitive interest rates
• Multiple repayment options
• No origination fees; no prepayment penalty

Student Loan Options
• Smart Option Student Loan® for Undergraduate Students
• Parent Loan
• Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Black & Gold Loan

A Black & Gold Loan from OU Credit Union can help you pay for any OU program like OU Athletics season tickets, an OU class ring, Alternative Grizzly Breaks, or Study Abroad.

Specialty Student Loans

We offer specialty student loans to student enrolled at least half-time in the College of Veterinary Medicine, the College of Human Medicine and the College of Osteopathic Medicine at MSU.