Certificates

OU Credit Union Certificates earn higher, fixed dividends while still receiving up to $250,000 in NCUA insurance on your funds.

• No monthly or maintenance fees
• Open a Certificate with as little as $50 for a 1-Year Add-On Certificate or $500 for all other terms
•Flexible terms to suit your savings needs
•Funds are insured for up to $250,000 by the NCUA

We offer 3, 6, 13-23 month, and 1-year add-on certificates. As well as 2, 3, 4, and 5 year certificates. Visit our rates page for a full list of certificate terms.

1-Year Add-On Certificate may be opened with as little as $50 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of all 1-Year Add-On Certificates per year. For example, if a member had five (5) 1-Year Add-On Certificates, any combination of amounts up to $10,000 could be added to each certificate, but the total additions to all certificates must not exceed $10,000 per member, per year.

Log in to ComputerLine, select Manage from the top menu, and click Add a Certificate under the Create or Modify Accounts section.

You can also open a certificate within the OU Credit Union Mobile app. While at the home screen of the app, click the icon in the top left corner. Then click Open a Savings or Certificate. Next click Open a Certificate. From there select which term you'd like for your certificate, the amount to deposit into it, the source of that deposit, and even a name for the certificate. Once you've done that, simply click Continue to get your certificate officially opened.