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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Certificates

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Certificates
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Certificates
Description
OU Credit Union Certificates earn higher, fixed dividends while still receiving up to $250,000 in NCUA insurance on your funds.

Details
• No monthly or maintenance fees
• Open a Certificate with as little as $50 for a 1-Year Add-On Certificate or $500 for all other terms
•Flexible terms to suit your savings needs
•Funds are insured for up to $250,000 by the NCUA

Certificate Terms
We offer 3, 6, 13-23 month, and 1-year add-on certificates. As well as 2, 3, 4, and 5 year certificates. Visit our rates page for a full list of certificate terms.

1-Year Add-On Certificate
1-Year Add-On Certificate may be opened with as little as $50 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of all 1-Year Add-On Certificates per year. For example, if a member had five (5) 1-Year Add-On Certificates, any combination of amounts up to $10,000 could be added to each certificate, but the total additions to all certificates must not exceed $10,000 per member, per year.

How to Open
Log in to ComputerLine, select Manage from the top menu, and click Add a Certificate under the Create or Modify Accounts section.

You can also open a certificate within the OU Credit Union Mobile app. While at the home screen of the app, click the icon in the top left corner. Then click Open a Savings or Certificate. Next click Open a Certificate. From there select which term you'd like for your certificate, the amount to deposit into it, the source of that deposit, and even a name for the certificate. Once you've done that, simply click Continue to get your certificate officially opened.

Reviews
4.89 stars out of 5
380 Member Reviews
5 stars out of 5
(358)
4 stars out of 5
(13)
3 stars out of 5
(3)
2 stars out of 5
(4)
1 stars out of 5
(2)
Rate this Product
One year add-on
5 stars out of 5
Absolutely love this. It's great for saving up for Christmas presents I start it in October and the. Just throw extra money in it throughout the year and before I know it I've got my Christmas money all ready to go and I've made a little extra just for setting it aside.
Not all that
2 stars out of 5
Sure did go down in earnings from previous year
Add on CD
5 stars out of 5
I love this add on certificate, great way to save!!!
5 stars out of 5
This is great super easy to set up and I can transfer money from every pay check.
Great Savings Tool
5 stars out of 5
I love using the one year add on certificate to save for holiday gifts!

I just started a new one at the beginning of September. I'll contribute to it throughout the next year and September 2021 it will mature and I'll have money for gifts. So easy and stress free!