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Routing Number: 272479663 Swift Code: MSUCUS44
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Totally Gold Checking
Totally Gold Checking
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SmartLine Home Equity Loan
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For Students, by OU Credit Union

Free Checking Account

Our Totally Gold Checking account requires no minimum balance or monthly fees.

Build Your Credit Score

From credit cards to loans - and everything in between - learn how to build your credit score with OU Credit Union.

Financial Education For You

OU Credit Union is here to help with any questions you may have about finances. Learn more about the great resources we have for students.

Welcome Grizzlies!
We want to extend a special congratulations to you and welcome to OU! As a long-time partner of the OU community, you can count on OU Credit Union to be here for you, to help you create a budget, build your credit, keep your identity safe, and manage your finances - all on your own!
New Student Offer!

Open your OU Credit Union Totally Gold Checking Account, make 10 purchases using your Grizzly Visa Debit Card, and you'll receive $100. It's that easy! Open your account today to get started.
Our financial education team has created a wealth of resources just for you! We have information covering everything from fraud prevention to budgeting to building positive credit.

Fraud Prevention Video
Budgeting 101 Video
Building Positive Credit Video

OU Credit Union is also committed to new Grizzly parents, see how we can support you too!

View our Parent Welcome Video
OU Credit Union offers accounts for student organizations associated with OU Credit Union. A Registered Student Organization (RSO) account is a great way to manage your group's finances while enjoying the benefits of OU Credit Union's knowledgeable staff.

Additional Resources

OU Credit Union is committed to helping you stay informed and connected. Check out our additional resources to find the answers and opportunities you are looking for.

Offer of $100 valid 5/1/2021 to 10/31/2021 for new members who qualify under the OU student SEG. OU Credit Union) Visa Debit Card must be activated by 10/31/2021 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member's checking account within 4 to 6 weeks of the 10th purchase. Not valid for existing members. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.