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Call Center Hours: M-F, 7a - 9p and Sat., 9a - 3p (800-678-4968)
Live Chat Hours: M-F, 8a - 7p and Sat., 9a - 3p
Branch Hours: Click for modified hours and access information.
Member & Business Loan Assistance: Click for information about assistance options.

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Routing Number: 272479663 Swift Code: MSUCUS44
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Totally Gold Checking
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Free Spending Account
Why pay for an account? With our Totally Gold Spending account, there are no minimum balances or monthly fees. It's everything you want from an account - free, easy, and no strings attached.
Give Yourself
Some Credit
Whether you're establishing credit for the first time or already have a credit card, we're here to help answer questions, and give you the confidence to build a strong financial future.
Keep Yourself Accountable
Life moves pretty fast, that's why we offer eAlerts. eAlerts are a convenient way to keep track of your account when you're on the go.
Location, Location, Location
With the three ATM's and one full service branch on campus, you can count on access to your accounts where you need it, when you need it.
Mobile App
No matter where you go, we'll always be by your side. The OUCU Mobile app allows you to safely and securely manage your accounts anytime, anywhere. Move money, find fee-free ATMs, deposit checks, and more!
OU Students Exclusive Offer
2020 Spring Semester OU Students: Receive $100
when you open your new OU Credit Union account with an OU Credit Union Visa Debit Card and make 10 debit card purchases within 30 days of debit card activation.

Hurry! Offer ends March 31, 2020.
Offer Details
Offer of $100 valid 1/2/20 to 3/31/20 for new members who qualify for membership under the OU student SEG. OU Credit Union Visa Debit Card must be activated by 3/31/20 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member’s checking account within 4 to 6 weeks of the 10th purchase. Not valid for existing members. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.