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Routing Number: 272479663 Swift Code: MSUCUS44
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For Students, by OU Credit Union

Free Spending Account

Why pay for an account? With our Totally Gold Spending account, there is no minimum balance requirement and no monthly fees.

Give Yourself Some Credit

With a Platinum Plus Visa Credit Card from OU Credit Union, you'll build credit and earn cash back on every single purchase.

Location, Location, Location

OU Credit Union is the only financial institution with a full-service branch in the Oakland Center as well as a branch just off campus, on Five Points Drive. Plus, there are 3 OU Credit Union ATMs on campus, too.

Welcome Grizzlies!
We want to extend a special congratulations to you and welcome to OU! As a long-time partner of the OU community, you can count on OU Credit Union to be here for you, to help you create a budget, build your credit, keep your identity safe, and manage your finances - all on your own!
New Student Offer!

Open your OU Credit Union Totally Gold Spending Account, make 10 purchases using your Grizzly Visa Debit Card, and receive $100. It's that easy!
Our financial education team has created a wealth of resources just for you! We have information covering everything from fraud prevention to budgeting to building positive credit.

Fraud Prevention Video
Budgeting 101 Video
Building Positive Credit Video

OU Credit Union is also committed to new Grizzly parents, see how we can support you too!

View our Parent Welcome Video
OU Credit Union offers accounts for student organizations associated with MSU. A Registered Student Organization (RSO) account is a great way to manage your group's finances while enjoying the benefits of OU Credit Union's knowledgeable staff.

Additional Resources

OU Credit Union is committed to helping you stay informed and connected. Check out our additional resources to find the answers and opportunities you are looking for.

Offer of $100 valid 5/1/2021 to 10/31/2021 for new members who qualify under the OU student SEG. OU Credit Union) Visa Debit Card must be activated by 10/31/2021 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member's checking account within 4 to 6 weeks of the 10th purchase. Not valid for existing members. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.