Oakland University Credit Union

A Credit Union Built by Golden Grizzlies for Golden Grizzlies

Your major at OU is built to prepare you for your future career -- and getting your finances in order can help you navigate life after college, no matter your field of study, from business and engineering to the fine arts.

OU Credit Union's major is supporting you. Whether you're focused on your semester, planning for spring break, or preparing for your first full-time job, we have the tools, products, and resources to help you build a strong financial foundation. It all starts with your Golden Grizzly Student Bundle.

Open Your Golden Grizzly Student Bundle
Unlock exclusive member benefits when you open your Gold Grizzly Student Bundle at OU Credit Union! Every bundle includes the financial essentials you need for day to day and after graduation.

• Grizzly Saver account
• Grizzly VISA Debit Card
• The Financial 4.0 app

Start majoring in financial success and join OU Credit Union today!

Open My Student Bundle

Cash Back That Adds Up

CashBack+ Actions through OU Credit Union are your bite-sized financial wins.

Unlock your Actions:
1. Log in to to the OU Credit Union Mobile app.
2. Complete the tasks listed in the CashBack+ section at the bottom of your app.
3. Redeem your cash back.

It's effortless, rewarding, and built for the college student lifestyle.

Grizzlies Don't Do Basic

Show off your style with student-only overlay stickers for Visa Debit and Credit Cards. Stop by one of the following branches to get yours today: Headquarters, MSU Union, East Lansing, Farm Lane, Oakland Center, or Auburn Hills Branch and Regional Office.

CashBack+ = more perks for your everyday buys.

Buy digital gift cards for your favorite coffee, clothes, or late-night snacks and earn cash back every time - right from your checking account. Use them online or in-store, then redeem your cash back for more gift cards or drop it right into your account. Spend like you normally do--just get paid for it.

Who is OU Credit Union?

We're the only financial institution on OU's campus! As a credit union, we offer money-saving products and services to more than 357,000 members.

Build Your Credit History

Our Platinum Plus VISA Credit Card has great features for students, like 1% cash back on all purchases, plus students benefit from our lowest rates.

OU Parents

We're here for your Grizzly as they navigate college life, with products and services designed just for them -- and you.

Fin 4.0

Check out our Financial 4.0 app and website for tools to boost your financial skills and set you up for lifelong success.

Events

We're big on community. See our calendar of events for financial education, fun events, entertainment, and other activities in your community.

Registered Student Organization (RSO) Information

Need help with your student organization's finances? Open an RSO account for access to everything your group needs to stay on solid financial ground.

Frequently Asked Questions

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My student has an account at my financial institution at home. Why should they open an OU Credit Union account?

OU Credit Union is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive OU Credit Union's lowest loan and credit card rates, even if they don't have credit established.

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I am a student and currently have an account with OU Credit Union. Do I have to close my account when I graduate?

No. Once you are a member, you are always a member.

View All FAQs

1 Each referred member must be age 18 or older to qualify. New member will need to qualify for membership, cannot be an existing member, or have closed their account in the last 6 months. New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 debit card purchase transactions within 30 days of card activation for new and referring member to receive $25. Referring member's account must be in good standing. Up to $500 can be earned in referral rewards per calendar year. Members will each receive $25 into their Spartan Saver accounts within 4 to 6 weeks of meeting qualifications. MSUFCU reserves the right to revoke referral program privileges at any time. Institutional referrals do not qualify. Not valid with any other new account specials. Referred member must present referral information at account opening to qualify. Bonus may be taxable and reported as dividends on an IRS Form.