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Routing Number: 272479663 Swift Code: MSUCUS44
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Account Services

Bill Payment
Bill Payment takes the hassle out of paying your monthly bills. Set up payments in ComputerLine® to come from your OU Credit Union Checking account automatically or as needed.

Members can:
• Pay Bills
• Make Person-to-Person Transfers
• Make Account-to-Account Transfers
• Send Donation Payments
• Send Gift Checks
• Set Up Recurring or Single Payments
With eDeposit, you can scan or take a photo of your checks and automatically apply them to your OU Credit Union account. You no longer have to worry about visiting a branch or ATM to deposit your checks, and eDeposit is free!

To use eDeposit, all you need is a computer with internet access, a TWAIN-compatible scanner, and a ComputerLine® password. Or, if you have a smartphone, you can use eDeposit for mobile via the OU Credit Union Mobile app.
View your account statements online with eStatements. A 3-year history of your statements is stored in ComputerLine® and you can view, save, and print your statement whenever you want.

Available eStatements:
• Visa eStatements
• Transaction Notices
• IRS Tax Form Notices
• Loan Billing eNotices
Direct Deposit
Direct deposit is the safe, simple way to have your paycheck, federal benefits, or tax refunds deposited automatically to your saving or checking account.

Direct deposit lets you spend time on what matters most. Click here to learn how to set up direct deposit.
Wire Transfers
Wire transfers electronically transfer funds between OU Credit Union and an eligible institution within the U.S.. International wire transfers electronically transfer funds from one financial institution to another institution outside of the U.S.

Request to send a wire at any OU Credit Union branch or by calling 248-364-4708 or 800-766-6828. Please note, there is a $25 fee for sending a domestic wire and a $50 fee for sending an international wire. Please allow 2-24 hours for processing. Additional verbal and/or written confirmation may be required prior to sending the wire.

Click here for the domestic wire form.
Click here for the international wire form.
Free credit score
At OU Credit Union, we think it's important for you to have access to tools that help you understand your credit. One of the tools that we provide is FREE access to your credit score if you have an active loan or checking account with us.

Log in to ComputerLine® or the OU Credit Union Mobile app and enroll today.
• View a new one quarterly, without negatively impacting your credit score
• Track your recent scores quarter by quarter
• See key factors that are affecting your score
Overdraft Protection
OU Credit Union offers simple solutions and options to cover transactions when one account has insufficient funds. With overdraft protection, you'll feel safe knowing you have a back-up plan.