Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
Open Your Wallet

Your Wallet

It looks like your wallet is currently empty.
You may be interested in...

Totally Gold Checking
Totally Gold Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan
Silver Sail
Silver Sail membership is free and includes great benefits for our members 55 years of age or older.

Classic Checking account with no monthly service fee
• Free checks
• Free Money Orders, and Cashier's Checks
• Free notary services
• Free domestic wire transfers
• Free incoming wires (domestic and international)
• Discounted international wire transfers
($30 for U.S. funds or foreign funds)

Apply for your Silver Sail account by clicking the Apply Now button below, by phone or at any branch location.
How can I open an account?
You can open an account online, by phone at 248-364-4708 or 800-766-6828, or you can stop in to any OU Credit Union branch.

To open an account in a branch we will need a valid form of identification, personal information such as your social security number, address, income information, phone number, and email address.
Are there fees for having a checking account?
Totally Gold Checking: No monthly fees, and no minimum balance
Classic Checking: Monthly fee of $5, if the account falls below the $500 minimum balance requirement
MoneyMarket Checking: Monthly fee of $5, if the account falls below the $2,000 minimum balance requirement
Rebuild Checking: $10 per month fee
Can I open a checking account without a savings account?
Every member is required to open a Grizzly Saver account before adding any other type of account. A $5 opening deposit in this account establishes your membership (or ownership) in OU Credit Union. If you choose to close your account, this $5 will be returned to you.
How can I access my account?
There are several ways you can access your account:

• Use the OU Credit Union Mobile app, ComputerLine®, or MoneyLine for 24-hour account access. Including eDeposit to remotely deposit checks, Member2Member to instantly transfer funds, manage your account and complete transactions, pay bills, set up travel information, lock and unlock cards, find ATMs, and more.

• Use ATMs for deposits and withdrawals. As a member of the CO-OP Network, you have access to nearly 30,000 surcharge-free ATMs across the U.S.

• Visit a Shared Branch to conduct a limited amount of transactions.

• Arrange for direct deposit with your employer directly to your OU Credit Union account.

• Your OU Credit Union Visa Debit Card can be used for worldwide access to your checking account.

• Contact our Call Center, Live Chat, or Video Chat, where they can help you perform a variety of transactions, apply for a new loan, and provide assistance and information.
View All FAQs