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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Totally Gold Checking
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Rebuild Checking
OU Credit Union's Rebuild Checking Account is designed for members who need assistance rebuilding their financial position. This checking account is unique in that it allows you to build a positive relationship with us while we help you every step of the way.

• Direct Deposit
• Write personal checks from your account
• ATM Card (withdraw access only)
• 24/7 account access
• Free credit score
• $10 fee per month

Apply for your Rebuild Checking account by clicking the Open an Account button below, by phone or at any branch location.

Check Styles

OU Credit Union offers exclusive Oakland University themed checks that can be issued for your checking account.

Select exclusive OU check styles, or choose from additional options. Just sign into ComputerLine to view all check styles and place your order today! Once signed into your account select Manage from the top menu and click Order Checks from the OU Credit Union Services section. Checks can also be ordered at a branch or by calling 800-766-6828 or 248-364-4708.
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How can I open an account?
You can open an account online, by phone at 248-364-4708 or 800-766-6828, or you can stop in to any OU Credit Union branch.

To open an account in a branch we will need a valid form of identification, personal information such as your social security number, address, income information, phone number, and email address.
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Are there fees for having a checking account?
Totally Gold Checking: No monthly fees, and no minimum balance
Classic Checking: Monthly fee of $5, if the account falls below the $500 minimum balance requirement
MoneyMarket Checking: Monthly fee of $5, if the account falls below the $2,000 minimum balance requirement
Rebuild Checking: $10 per month fee
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Can I open a checking account without a savings account?
Every member is required to open a Grizzly Saver account before adding any other type of account. A $5 opening deposit in this account establishes your membership (or ownership) in OU Credit Union. If you choose to close your account, this $5 will be returned to you.
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How can I access my account?
There are several ways you can access your account:

• Use the OU Credit Union Mobile app, ComputerLine®, or MoneyLine for 24-hour account access. Including eDeposit to remotely deposit checks, Member2Member to instantly transfer funds, manage your account and complete transactions, pay bills, set up travel information, lock and unlock cards, find ATMs, and more.

• Use ATMs for deposits and withdrawals. As a member of the CO-OP Network, you have access to nearly 30,000 surcharge-free ATMs across the U.S.

• Visit a Shared Branch to conduct a limited amount of transactions.

• Arrange for direct deposit with your employer directly to your OU Credit Union account.

• Your OU Credit Union Visa Debit Card can be used for worldwide access to your checking account.

• Contact our Call Center, Live Chat, or Video Chat, where they can help you perform a variety of transactions, apply for a new loan, and provide assistance and information.
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Disclosures
Members demonstrating consistent, positive use of their Rebuild Checking account will be eligible for a Totally Gold Checking account. OU Credit Union holds the ability to terminate the membership of any Rebuild Checking account holder at anytime due to account negligence or misuse. Certain services and products such as Courtesy Pay, Visa Debit Card, Point of Sale Returns, ATM deposits,and eDeposit are not available to members holding a Rebuild Checking account.