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Routing Number: 272479663 Swift Code: MSUCUS44
 
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RV Loans at OU Credit Union
Whether you're looking for a new or used RV, our RV loan offers low rates and flexible terms.

Rates as low as 8.09% APR
• No application fee
• No down payment
• No prepayment penalties
• Flexible terms up to 180 months

Apply for your RV Loan online by clicking the "Add to Wallet" button below, within ComputerLine or the Mobile app, by phone or at a branch.
Step #1 - Find Your RV
Search new or used RVs, see what others paid for the same RV in your area, and see how much you could save with OU Credit Union.
Step #2 - Apply
Apply for you RV Loan online by clicking the "Add to Wallet" button above, within ComputerLine or the Mobile app, by phone or at a branch.
Step #3 - Get a Decision Fast
Applications can be reviewed in as little as 20 minutes. Receive your approval and head to the dealership to get your RV.
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How do I apply for an RV loan?
Applications can be submitted online by logging into your account via ComputerLine and selecting "Apply for a Loan". You are also welcome to contact us over the phone at 517-333-2424 or visit any OU Credit Union branch location.
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How do I make payments to my loan?
There are several options available to make loan payments. We offer manual one time payments or automatic payments based on your preference, and you may pay from an internal OU Credit Union account or directly from another financial institution. Please note that if you have financed a vehicle through financing through the dealership prior to being a member, you will initially need to login to your new OU Credit Union account. Please reach out to a representative for assistance if needed.

Members can choose:

• Internal transfer from an OU Credit Union share using MoveMoney > Transfer Money in ComputerLine or the Mobile app. MoveMoney can also be used to schedule reoccurring payments from an OU Credit Union savings or checking account.
• Manual one-time payment from an external account which can be initially set up by going to MoveMoney > Manage Preferences > External Transfers/ACH Accounts
• Automatic recurring payments from another financial institution by completing an ACH Origination form which can be located on our website here
• Loan payment by mail.

Oakland University Credit Union
PO Box 4097
East Lansing, MI 48826-4097

For express mail, please send your payment to:
Oakland University Credit Union
3777 West Rd.
East Lansing, MI 48823

To find your loan payoff amount please contact us for assistance.
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What interest rate do I qualify for? / What interest rate can I get?
You can view our current interest rates here. The term of the loan, and your Experian Credit Score, will affect the interest rate that we will be able to offer. We would be happy to review a full application over the phone at 517-333-2424, by starting a chat with Fran, in an OU Credit Union Branch location, or you can apply online when logged into ComputerLine by selecting "Apply for a Loan".
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Reviews
4.83 stars out of 5
149 Member Reviews
5 stars out of 5
(136)
4 stars out of 5
(7)
3 stars out of 5
(3)
2 stars out of 5
(0)
1 stars out of 5
(3)
Rate this Product
Perfect
5 stars out of 5
Great app great loan
1 stars out of 5
Don't expect service.
5 stars out of 5
I will only do loans with MSU
Camper
5 stars out of 5
It was awesome how easy and quick it was to get approved for our new camper. Hubby loves it
4 stars out of 5
Good camper but a little to pricey
Boats, motorhomes, 5th wheelers, travel trailers, and campers are all considered recreational vehicles.

APR is annual percentage rate. Rates for RV and boat loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 8.09% APR for a term of 60 months would require 60 monthly payments of $20.32 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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