Oakland University Credit Union

Flex Loan

Most of us will have an unexpected need for funds at some point - an unexpected bill, an emergency medical expense, or an unforeseen home repair. OU Credit Union's Flex Loan is a short-term alternative to a payday loan that can provide the funds you need.

• Fixed rate of 28.00% APR for up to 6 months
• No application fee or prepayment penalties
• Loan amounts of $200 up to $1,000

Requirements:
• Member for at least 6 months
• Direct deposit of payroll into your Credit Union account

Apply by calling 800-678-4968, or at a branch near you.

Apply Now

Only one Flex Loan at a time and no more than 2 loans in any 6-month period.

APR is annual percentage rate and is subject to change. You will be advised of any change to the loan rate.

Loan Payment Example: The monthly payment per $200 borrowed at 28.00% APR for a term of 6 months would require 6 monthly payments of $36.11 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Schedule of Service Charges

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at all OU Credit Union full-service locations.

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

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