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Routing Number: 272479663
 Swift Code: MSUCUS44
 
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Better Banking, Built Around You
Welcome to Oakland University Credit Union -- where your membership unlocks powerful financial tools, exclusive perks, and a community that puts you first. With convenient branches and a user-friendly mobile app, OU Credit Union offers a better way to manage your money.

As a credit union, we're not-for-profit and member-owned -- which means lower fees, better rates, and decisions made with you in mind.
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Why Wait? Join Today!
Get ready to enjoy a whole new level of banking with personalized, local service and an organization that puts you at the heart of everything we do.
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"Part of the family - that's what OU Credit Union means to me. At OU Credit Union, I'm not a number, I'm a person with my own story."
Samantha S., OU Credit Union Member Since 2012
Score Big with Exclusive Member Benefits
Get more with OU Credit Union -- an extensive
suite of account options, low-rate loans,
cash back rewards, and discounted event
tickets, all tailored to you.
Loans and Visa

Build Your Future

We offer accounts for all ages, designed to build your future and meet your spending and saving goals.

Begin Your Next Chapter

Whether you're buying your next vehicle, moving into your new home, or updating your technology, your dreams are within reach with OU Credit Union.

Possibilities Unlimited

Our Visa Credit Cards offer benefits to fit your lifestyle including low rates, no international fees, and cashback rewards.

Everything Begins With an Idea

Business Loans through OU Credit Union can help you take your side hustle to an established business.

Community Impact

OU Credit Union is committed to the communities we serve by giving back through donations, employee volunteerism and financial education opportunities.

Innovative Technology

The Lab at OU Credit Union works with financial technology companies to provide our members cutting edge tools to make their financial dreams come true.

So far in 2025, we've saved our members $7,623,779 in loan interest by refinancing their high-rate loans from other institutions to OU Credit Union.
Learn how we're helping members save
Contact Oakland University Credit Union Contact Oakland University Credit Union Contact Us
248-364-4708
800-766-6828
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    Routing Number: 272479663
    Swift Code: MSUCUS44

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance.  All products and services available on this website are available at all OU Credit Union full-service locations.