Oakland University Credit Union

TruStage™ Digital Estate Kit

Getting our affairs in order is something important for everyone, but the reality is that many of us put it off or feel it could be too costly to complete.

MSUFCU is pleased to introduce an online tool designed to be affordable and help. Through a relationship that our trusted partner TruStage™ has with One Digital Trust (ODT), OU Credit Union members can now access this digital estate planning tool to create legally valid documents designed and approved by estate planning attorneys.

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OU Credit Union does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. The OU Credit Union privacy and security policies do not apply to the linked site. Please consult the site's policies for further information.

Disclaimer

Acknowledgements Upon Use of the Digital Estate Kit Program App. By clicking the box below , you acknowledge that you individually and on behalf of your heirs and/or beneficiaries (hereinafter individually and collectively, "You" or "Your") will be accessing and/or using services of American Memorial Life Insurance Company, a member of TruStage, (the owner and operator of OneDigitalTrust) and/or of their parent companies, affiliates, agents, and/or third party contractors (collectively, "AMLIC"). You further acknowledge that such services include the Digital Estate Kit Program site and all related services, self help documents, forms, and templates provided by AMLIC and the Digital Estate Planning Kit, which include, but are not limited to, on-line tools and materials to assist You with the preparation, execution and storage of Your estate planning or other legal documents ("Digital Estate Kit Services"). You acknowledge that you are at least 18 years of age and your use of any Digital Estate Kit Service is done at Your own risk. You further acknowledge that MSUFCU does not recommend or endorse Your use of or reliance upon any Digital Estate Kit Services and You understand and agree that any decision to use, access, or rely upon any Digital Estate Kit Service(s) is solely Your independent decision. You acknowledge that MSUFCU is not your legal representative and cannot offer legal advice to You. You further acknowledge that by making the Digital Estate Kit app available to You, MSUFCU is not offering You legal advice.

Disclaimer of Liability. You hereby release and discharge Michigan State University Federal Credit Union and its respective directors, officers, agents, and employees ("MSUFCU") from any and all liability, suits, claims, judgments, administrative actions, damages, causes of action and/or any demands arising out of or related to Your use of Digital Estate Kit Services, and You hereby disclaim all rights and any causes of action that You may have against MSUFCU for any direct, indirect, consequential, special, or exemplary damages, or any other losses, costs, or expenses, arising out of or related to Your use or Your reliance upon such Digital Estate Kit Service(s).

By clicking on the box below, You agree to the above stated Disclaimer of Liability and Acknowledgements:I agree

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Beyond Your Basic Will

• Create important estate planning documents like your last will & testament, power of attorney or a living will, including trust, guardianship for minor children, and directives for your pets.

• Automatically catalogs assets, debts, and important documents in a secure and customized digital vault that can be accessed and updated as long as your subscription is active.

• Provides a dynamic view into your overall financial standing, including the ability to record.