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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Visa Signature
as low as
14.90%
 
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Visa Signature
What we offer
• 3% on groceries, 2% on gas, travel, and universities, 1% on all other purchases
• $100 Welcome Offer
• $25 Bonus Offer
• Low rate
• $99 annual fee, waived the first year
• $0 fraud liability
• Tap to Pay
Visa Signature Luxury Hotel Collection
Discounts at over 90 golf courses worldwide
Exclusive access to fine wine and food events
Auto Rental Collision Damage Protection
Ride Share Protection
Roadside Dispatch
Extended Warranty Protection
Travel Emergency Assistance Services
Travel Accident Insurance
Free Quarterly FICO® Score

No International
Transaction Fees
No matter where you're traveling, there are no international transaction fees when you use your OU Credit Union Visa Signature Credit Card.

$100 Welcome Offer
Receive $100 when you spend $5,000 on eligible purchases within three months of card approval.

$25 Bonus Offer
Receive $25 for each $5,000 spent on eligible purchases within the year up to a maximum of $100.

Cardmember Agreements
Get FileExtended Warranty Protection %filelink:groundsilver%
Get FileRideShare Protection Get FileVisa Signature Auto Rental Collision Damage Waiver
Get FileRoadside Dispatch Disclosure
Get FileVisa Signature Schumer Box Get FileVisa Signature Travel Accident Insurance
Get FileVisa Signature Truth in Lending Get FileTravel and Emergency Assistant Services
Get FileVisa Signature Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure Get FileElectronic Correspondence Disclosure and Agreement Get FileService Fee Schedule
Get FilePrivacy Policy Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA Patriot Act
Get FileVisa Gift Card Disclosure Get FileMyDesign Image Guidelines and Terms & Conditions
Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees
Get FileVisa Periodic Disclosure %filelink:msuaffinityagree%

$100 Welcome Bonus Offer
You will receive $100 once you spend $5,000 on net purchases within the first 90 days after OU Credit Union Visa Signature Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice.

$25 Bonus for $5,000 Spend
You will receive $25 for every $5,000 spent on net purchases, up to $100 per year. The period to qualify for the bonus of up to $100 is one year, beginning on the date you opened your Visa Signature Card. Purchases must post to your account to qualify for bonus. Returns or other reversals of purchases will be excluded. Once you make $5,000 in purchases, the $25 bonus will be applied to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to receive $25. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the bonus being credited to your card, the bonus will be considered to have been forfeited. This offer is valid for OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit OU Credit Union.org/visasignature for full terms and conditions.
Reviews
4.97 stars out of 5
154 Member Reviews
5 stars out of 5
(151)
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Rate this Product
Great reward card
5 stars out of 5
This is the best reward card I have ever had. No limits is amazing. Fee is low compared to others. 3% back on groceries is huge with a young family we buy a lot of groceries. Thank You MSUFCU.
Happy with my visa singniturw with MSUFCU!
5 stars out of 5
This is my go to credit card! I love the 1,2
Love this card!
5 stars out of 5
I use this card for everything! No PIN number required for purchase. MSUFCU is great with alerts for purchases. Earning cash back and redeeming super easy. Just love it!!
Great reward!
5 stars out of 5
For using a product that already works and gives me all I need, I get great cash back for everything we do!
Best card
5 stars out of 5
Great opportunity for accumulating cash back with first year waived annual fee!