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Routing Number: 272479663 Swift Code: MSUCUS44
 
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SmartLine Home Equity Loan
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Holiday Loan
Cover unexpected expenses this seasons with our Holiday Loan from OU Credit Union. Featuring a great low rate, our Holiday Loan can help you cover anything from tax refund payments to home renovations and more.

Rates as low as 8.99% APR
• No application fees or prepayment penalties
• 18 months to repay

To apply online, click the Add to Wallet button below, in the OU Credit Union Mobile app, by phone or at a branch. If you have questions, contact the Lending Department directly at 517-333-2424 option 1.
APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 5.90% APR for a term of 18 months would require 18 monthly payments of $58.19 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on marketing conditions or other business factors