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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Insured Money
Management Account (IMMA)
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Insured Money Management Account (IMMA)
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Insured Money
Management Account (IMMA)
Description
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

Requirements
• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at OU Credit Union
• Automatic transfers for the repayment of loans at OU Credit Union

Electronic Transfer of Payment
An IMMA is a savings account and allows six (6) electronic transfers out of the account per month. The following transactions are included in the limit of six (6) transfers out:

• Overdraft transfers
• Telephone transfers
• Checks written checks from IMMA must be for a minimum of $500 each
• ComputerLine, MoneyLine, and mobile app transfers
• Pre-authorized or automatic payments or transfers to third-party companies

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

Reviews
4.69 stars out of 5
318 Member Reviews
5 stars out of 5
(278)
4 stars out of 5
(16)
3 stars out of 5
(7)
2 stars out of 5
(2)
1 stars out of 5
(15)
Rate this Product
MSUFCU is great
5 stars out of 5
An efficient yet customer friendly financial institution
Great!
5 stars out of 5
Money making money
5 stars out of 5
I thought this was a great idea because I was earning more money in this account then in my regular savings account. It takes a while for us to save up so the more we get the better it is. Thanks MSUFCU!!!
5 stars out of 5
Great way to get alittle extra when saving up money!
Better interest rates elsewhere with no restrictions on # of transfers
3 stars out of 5