Routing Number: 272479663
Swift Code: MSUCUS44
Icon ImageIcon Image
Insured Money
Management Account (IMMA)
Icon Image
Insured Money Management Account (IMMA)
Icon Image
Insured Money
Management Account (IMMA)
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at OU Credit Union
• Automatic transfers for the repayment of loans at OU Credit Union

Electronic Transfer of Payment
An IMMA is a savings account and allows six (6) electronic transfers out of the account per month. The following transactions are included in the limit of six (6) transfers out:

• Overdraft transfers
• Telephone transfers
• Checks written checks from IMMA must be for a minimum of $500 each
• ComputerLine, MoneyLine, and mobile app transfers
• Pre-authorized or automatic payments or transfers to third-party companies

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

4.67 stars out of 5
262 Member Reviews
5 stars out of 5
4 stars out of 5
3 stars out of 5
2 stars out of 5
1 stars out of 5
Rate this Product
Love it
5 stars out of 5
Awesome Option!
5 stars out of 5
I love the IMMA as an option. Earning higher dividends and still having liquid funds makes this an easy yes!
Love the ease of MSUFCU
5 stars out of 5
Good account option
5 stars out of 5
I like the higher dividend rate. Much better than my last CU
Awesome Product
5 stars out of 5
No minimum balance and or fees/requirements