The Lab

Welcome to The Lab, the Credit Union's center for financial innovation. Through The Lab, we're able to bring emerging financial technology (fintech) to our membership via short-term pilot programs and research opportunities.

Why is it important to the Credit Union?
Exploring fintech through innovation allows us to devote resources to cultivating an entrepreneurial mindset, collaborative ideas can be generated that lead to pilots and new technology, products and services for members and employees.

As The Lab has grown, we've been listening to you, our members, as we consider future pilots. Your voice in The Lab will continue to grow as we create a space within our digital platform for you to tell us the types of fintech you're interested in exploring!

Log into the MSUFCU Mobile App or ComputerLine

Locate the lab icon in the navigation of ComputerLine and under accounts in the mobile app

Select a current pilot to learn more and begin testing

Current Pilots

Pilots currently available are shown below with a summary and how you can get involved if space is available.

Buy Now, Pay Later

Buy Now, Pay Later (BNPL) from MSUFCU helps members flex their budget when using their MSUFCU Visa Debit Card. Use your debit card whenever and wherever you go shopping and spread those purchases over time.

Learn more about Buy Now, Pay Later.

Coming Soon

Up and coming pilots are shown below with a summary of how you can get involved once the pilot becomes available.

Members Mobile

MSUFCU has partnered with Members Mobile to offer affordable mobile phone plans with nationwide 4G/5G coverage allowing you to bundle your mobile phone service with other financial products providing significant savings and financial benefits.

Hello, Local

OU Credit Union is partnering with Goodbuy to offer a new local loyalty platform (Hello, Local) where members can easily browse special offers and incentives from local businesses and participating businesses can be featured.

Digital Partners

Since 2020, we've run over 25 pilot programs. Of those, 10 have been fully adopted and integrated into our products and services. Click the button to learn which pilots are now available for membership.

Digital Products

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet

Digital Partners