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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Student Loans in partnership with Sallie Mae®
Whether you're an undergraduate or graduate student, get money for school through scholarships and student loans from OU Credit Union in partnership with Sallie Mae®.

Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.

• Competitive interest rates
• Multiple repayment options
• No origination fees; no prepayment penalty1

OU Credit Union Scholarship Search Powered by Sallie Mae®

Register for free access to 3.5 million scholarships offering up to $18 billion in money for college. Learn more at Scholarship search

Black & Gold Loan

A Black & Gold Loan from OU Credit Union can help you pay for any OU program like OU Athletics season tickets, an OU class ring, Alternative Grizzly Breaks, or Study Abroad.

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What are my Student Loan Options?
The Student Loan Options include:

• Smart Option Student Loan® for Undergraduate Students
• Graduate School Loan
• MBA Loan
• Medical School Loan
• Dental School Loan

To learn more, click here.
View All FAQs
Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. MSUFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: These loans are for students at participating degree- granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

<sup>1</Sup> Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note--first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.