Browser Compatibility: For the best experience on our website, please upgrade to the current version of . Click here to learn more.
OUCU Alert
Due to scheduled maintenance, eDeposit will be temporarily unavailable on Saturday, September 23, from 11:00 p.m. ET through 5:00 a.m. ET on Sunday, September 24. We apologize for any inconvenience.
Routing Number: 272479663
Swift Code: MSUCUS44
 
Apply for a Platinum Visa Apply for a Platinum Visa
Financial Freedom with OU Credit Union Visa Cards
as low as
12.90% APR
Apply for a Platinum Visa
Cash Back
Platinum Plus
as low as
12.90% APR
 
Icon ImageIcon ImageIcon Image
 
Cash Back Platinum Plus Visa Credit Card
What we offer
• 1% cash back on ALL purchases
• Low rate
• No application, annual or balance transfer fees
• 0% APR balance transfers to your new Platinum Plus Visa for 6 months
• $0 fraud liability
• Chip card technology


Reviews
4.92 stars out of 5
391 Member Reviews
5 stars out of 5
(376)
4 stars out of 5
(8)
3 stars out of 5
(2)
2 stars out of 5
(1)
1 stars out of 5
(4)
Rate this Product
Great card from Great Credit Union
5 stars out of 5
Awesome card. easy and quick to manage. Pretty good rates, plus cash back! Thanks MSUFCU!
love the 1% back
5 stars out of 5
I've been hoping msufcu would do a cash back card. thank you MSU FCU!
5 stars out of 5
So Reliable, So Fast!
5 stars out of 5
This is more of a review of MSUFCU as a whole because it is thanks you you guys that I can make instant deposits and payments. I am so spoiled!
I also love how you can customize your alerts, I appreciate the peace of mind.
Thank you so much!
5 stars out of 5
Great service and utility!
Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FilePlatinum Plus Visa Credit Card Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure Get FileElectronic Correspondence Disclosure and Agreement
Get FileAuto Rental Collision Damage Waiver Get FileFee Schedule
Get FilePrivacy Policy Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA Patriot Act
Get FileVisa Gift Card Disclosure Get FileMyDesign Image Guidelines and Terms & Conditions
Get FileReloadable Prepaid Visa Debit Card Disclosure Get FileMerchant Surcharge Fees
Get FileVisa Periodic Disclosure %filelink:msuaffinityagree%



How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.


Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.