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Routing Number: 272479663
Swift Code: MSUCUS44
 
Apply for a Platinum Visa Apply for a Platinum Visa
Financial Freedom with OU Credit Union Visa Cards
as low as
12.90% APR
Apply for a Platinum Visa
Cash Back
Platinum Plus
as low as
12.90% APR
 
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Cash Back Platinum Plus Visa Credit Card
Get FileVisa Schumer Box
What we offer
• 1% cash back on ALL purchases
• Low rate
• No application, annual or balance transfer fees
• 0% APR balance transfers to your new Platinum Plus Visa for 6 months
• $0 fraud liability
• Chip card technology


Cardmember Agreements
Get FileVisa Credit Card Agreement and Truth-in-Lending Disclosure Get FileElectronic Correspondence Disclosure and Agreement Get FilePlatinum Plus Visa Credit Card Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure Get FileFee Schedule Get FileTravel Accident Insurance Get FileAuto Rental Collision Damage Waiver Get FilePrivacy Policy

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.

Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.

Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.


Balance Transfer Offer Details
1 Annual Percentage Rate (APR) of 0% on balance transfers is valid on balance transfers made between January 1 and February 28, 2017, and applies only to balance transfers from another financial institution's credit card to your OU Credit Union Visa Credit Card. The 0% APR on balance transfers is valid until June 30, 2017. After June 30, 2017, the balance transfer rate will revert to your standard rate, between 8.9% and 17.9%. To receive this special offer, members must have opened an OU Credit Union Visa Credit Card before January 1, 2017. Balance transfers must take place between January 1 and February 28, 2017, and your Visa Credit Card account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances.