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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Financial Freedom with OU Credit Union Visa Cards

as low as
13.90% APR
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Cash Back
Platinum Plus
as low as
13.90% APR
 
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Cash Back Platinum Plus Visa Credit Card
What we offer
• 1% cash back on ALL purchases
• $50 welcome bonus offer
• Low rate
• No application, annual or balance transfer fees
• No international service fees
• $0 fraud liability
Free Quarterly FICO® Score


$50 Welcome Bonus Offer
Receive $50 when you spend $1,000 in the first 90 days.

Reviews
4.89 stars out of 5
1440 Member Reviews
5 stars out of 5
(1361)
4 stars out of 5
(49)
3 stars out of 5
(9)
2 stars out of 5
(3)
1 stars out of 5
(18)
Rate this Product
Keep it simple
5 stars out of 5
Perfectly simple first credit card. Useful to build credit and ease of use app and good/ helpful people helps comfort nerves of first time credit card users
Platinum Plus Review
4 stars out of 5
Good card. Only complaint is the lower cash back incentive at only 1% when there are other cards out there with higher returns.
My credit card Rocks!!!
5 stars out of 5
Tennessee Member
5 stars out of 5
Awsome cash back
5 stars out of 5
Cash back is easy and ads up fast
Cardmember Agreements
Get FilePlatinum Plus Visa CC Agreement and Truth-in-Lending Disclosure Get FilePlatinum Plus Visa Credit Card Disclosure Get FileAccount Agreement and Disclosure Get FileMembership and Account Application Get FileAuto Rental Collision Damage Waiver Get FileMulti-Featured Loan Agreement Get FileDocuSign Disclosure Get FileUSA Patriot Act Get FileVisa Gift Card Disclosure Get FileMyDesign Image Guidelines and Terms & Conditions Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure Get FileRoadside Dispatch Disclosure

$50 Welcome Bonus Offer:
You will receive $50 once you spend $1,000 on net purchases within the first 90 days after OU Credit Union Platinum Plus Visa Credit Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Platinum Plus Visa Credit Card balance within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first 90 days will be excluded. Account must be in good standing to receive $50. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $50 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $50 offer is valid for new, first-time MSUFCU Platinum Plus Visa Credit cardholders only. This offer may be canceled at any time without notice.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.