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How Is My Credit Score Calculated?
The most commonly used score, your credit score, is generated by the three major credit bureaus (Experian, TransUnion, and Equifax) and is based on information in your credit report. Your score may vary from bureau to bureau, but the differences won't be drastic.

Credit score ranges from 300 to 850 and are the result of five basic factors:

• Amount Owed
• Past History
• New Credit
• Types of Credit in Use
• Length of Credit History
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