Oakland University Credit Union

Black and Gold Loan

OU Credit Union's Black & Gold Loan can help you finance Oakland University expenses - from professional and continuing education programs that might not be covered by traditional financing options, to OU Athletics season tickets, Alternative Spring Break, or Study Abroad!

• Rates as low as 7.00% APR
• No application fees or prepayment penalties
• 24 months to repay

To apply for the Black & Gold Loan, stop by a branch or call us at 800-766-6828. Or, complete the form below and a member of our Lending team will follow up with you!

Black and Gold Loan

Request to Be Contacted About the Black & Gold Loan

APR is annual percentage rate, and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.

Loan Payment Example: The monthly payment per $1,000 borrowed at 7.00% APR for a term of 24 months would require 24 monthly payments of $44.77 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Schedule of Service Charges

Privacy Notice

DocuSign Disclosure

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet

Request to Be Contacted About the Black & Gold Loan