Enjoy our Drive Now & Pay Later auto loan with a 90-day deferral on payments1 and a rate as low as 6.14% APR2. Cruise in your new car without worrying about payments until it's nice enough to roll the windows down!
OU Credit Union auto loans have:
• Flexible terms
• No prepayment penalties
• No application fees
Plus, you can get preapproved in less than 10 minutes.
Eligible loans:
• New and used consumer auto loans
• Refinances from other financial institutions
• Motorsport
• Motorcycle
• RV
• Boat
Fine print:
(1) Offer begins at midnight ET 2/1/25 and ends 11:59 p.m. ET on 4/30/25 for accounts in good standing. If deferral is set up during the loan process, principal or interest payments are not required for 90 days from the date of loan funding. Interest will accrue, and the original loan termination date will be extended three months. Offer not valid on leases, MI Saves, and internal refinances on existing OU Credit Union loans. (2) Annual Percentage Rate (APR) as of 3/1/25 and is subject to change. Rate is for members with high credit scores. Actual rate may be higher and is based on member's credit score. Rates are for new loans or refinanced vehicle loans from other institutions. The monthly payment per $1,000 borrowed at 6.39% APR for a term of 36 months would require 36 monthly payments of $30.83 based on 30 days to first payment.