OUCU Alert
Our Downtown Branch will be closed on Saturday, January 16, and in observance of Martin Luther King, Jr. Day, the Credit Union will be closed Monday, January 18.
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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Students

Totally Gold, Totally Free
We make life easier for you, both on and off campus, with our Totally Gold Spending (Checking) account. It's a safe, convenient place for Spartans to keep the cash they will need for bills and other expenses. Plus, unlike other financial institution's accounts, our Totally Gold Spending (Checking) account remains free and easy to use, even after graduation.

• $0 monthly fee
• $0 minimum balance requirement
• Free Grizzly Visa Debit Card

Ready to open a new account? Here's what you'll need:
Driver's License and Social Security Number - Whenever you open an account, your identity and proof of U.S. residency needs to be verified.
A $5 opening deposit - This establishes your membership (or ownership) in OU Credit Union. If you apply online, you can make your initial deposit by visiting a branch, mailing a check, or through an electronic transfer from another financial institution.
Parent co-owner - If you haven't celebrated your 18th birthday yet, you'll need to have a parent be a co-owner of the account.
Here. There. Everywhere.
On campus and around Oakland University, we're just around the corner. With three ATMs on campus, a full-service branch in the Oakland Center and a branch just off campus, OU Credit Union offers you friendly and convenient service.

Heading home for the summer or traveling for a semester? Don't worry, your account access extends past campus. With an account at OU Credit Union, you'll find us nearby, no matter where you are, with convenient access to over 30,000 surcharge-free ATMs nationwide through the CO-OP ATM network.

OUCU's Mobile app
Whether you're at home or on the go, OU Credit Union understands you need complete access to your funds. OUCU's Mobile app allows you to sign in to your account and perform a variety of transactions, regardless of where you are.
Your Credit Score Matters
We know having a credit card is a big responsibility, but we're here to help you the knowledge you need to establish a good credit score. With OU Credit Union's Platinum Plus Visa Credit Card, (see terms and conditions you'll receive 1% cash back on all of your purchases. Plus, there's no annual fee and no international service fees. Bonus! OU students receive our lowest interest rate even if they don't have credit established.

Plus, to help Grizzlies achieve their financial goals, we offer members who have spending (checking) accounts or loans, free access to their FICO® Credit Scores, updated quarterly.

We've Got Your Back
With OU Credit Union eAlerts, you'll get account information at the frequency that works for you. Sometimes you need instant updates. Other times daily or weekly alerts will meet your needs. OU Credit Union eAlerts provides you with information about your account via email or text at no charge, no matter how many times you receive them.

eAlerts can help you keep a close watch on your money without having to sign in the OUCU Mobile app. Just enroll and determine which alerts are right for you.