Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
Open Your Wallet

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Totally Gold, Totally Free
We make life easier for you, both on and off campus, with our Totally Gold Spending (Checking) account. It's a safe, convenient place for Spartans to keep the cash they will need for bills and other expenses. Plus, unlike other financial institution's accounts, our Totally Gold Spending (Checking) account remains free and easy to use, even after graduation.

• $0 monthly fee
• $0 minimum balance requirement
• Free Grizzly Visa Debit Card

Ready to open a new account? Here's what you'll need:
Driver's License and Social Security Number - Whenever you open an account, your identity and proof of U.S. residency needs to be verified.
A $5 opening deposit - This establishes your membership (or ownership) in OU Credit Union. If you apply online, you can make your initial deposit by visiting a branch, mailing a check, or through an electronic transfer from another financial institution.
Parent co-owner - If you haven't celebrated your 18th birthday yet, you'll need to have a parent be a co-owner of the account.
Your Credit Score Matters
Starting to build credit at a young age will help you succeed in college and beyond. If you're still confused on what exactly a credit score is and how it affects you, we've got your back. With Financial Education events and resources, you'll be a credit expert by the time you've graduated.

As a student, you qualify for our lowest interest rates. Plus, with OU Credit Union's Platinum Plus Visa Credit Card, (see terms and conditions you'll receive 1% cash back on all of your purchases. We make it easy to start building credit today!

Receive Your Financial 4.0
Our Financial Education team works to help students learn relevant information on every step of their financial wellness journey. Through on-campus events, webinars, and the Financial 4.0 Blog, you can learn about everything from budgeting to tips to help you land your next internship.

Check out the events calendar to attend one of OU Credit Union's FREE online Financial 4.0 seminars today!

Here for You

Learn how to better protect your finances by watching one of the following short videos.