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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
Grand Opening Specials
Celebrate the new Traverse City, U.S. 31 Branch and take advantage of these limited-time specials!
July 1, 2021 - August 31, 2021
Take advantage of these limited-time Grand Opening Specials:

Free Checking and $250
When you open an OU Credit Union checking account, add direct deposit, make 10 purchases on your debit card, and have a $1,000 balance in your savings account, you'll receive $250!

No Payments for 90 Days on Auto and Boat Loans

New Member Offer
Open an OU Credit Union account and receive a free gift.
Disclosures
All offers available 7/1/21 to 8/31/21 for accounts in good standing.

New Checking Account with Direct Deposit and 10 Transactions - $250 Offer
Offer valid for new checking accounts. Must add direct deposit of at least $750 biweekly to OU Credit Union checking account between 7/1/21 and 8/31/21. First direct deposit must be made by 9/30/21. Second direct deposit must be made by 10/15/21. OU Credit Union Visa Debit Card must be activated by 8/31/21 and 10 debit card purchases must post within 30 days of card activation to qualify. Must have at least a $1,000 balance in an OU Credit Union savings account. The $250 will be deposited into member's account within 6 to 8 weeks once all qualifications are met. Not valid with any other deposit or checking offers.

New Account Free Gift
New account must be opened between 7/1/21 and 8/31/21 to receive free gift. Gift will vary based on availability. Qualifying members will receive gift within 6 to 8 weeks, while supplies last. First come, first served.

Auto and Boat Loans - No Payments for 90 Days
You will not need to make a principal or interest payment for 90 days from the date of loan origination. Interest will accrue, and the original loan termination date will be extended three months. Offer valid 7/1/21 - 8/31/21. Offer not valid on leases, motorsport, motorcycle, RV, or on refinances of OU Credit Union loans.