Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
Open Your Wallet

Your Wallet

It looks like your wallet is currently empty.
You may be interested in...

Totally Gold Checking
Totally Gold Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan

Offers and Promotions

Current Promotion
Grand Opening Specials
Celebrate the new Traverse City, U.S. 31 Branch and take advantage of these limited-time specials!
July 1, 2021 - August 31, 2021
Take advantage of these limited-time Grand Opening Specials:

Free Checking and $250
When you open an OU Credit Union checking account, add direct deposit, make 10 purchases on your debit card, and have a $1,000 balance in your savings account, you'll receive $250!

No Payments for 90 Days on Auto and Boat Loans

New Member Offer
Open an OU Credit Union account and receive a free gift.
All offers available 7/1/21 to 8/31/21 for accounts in good standing.

New Checking Account with Direct Deposit and 10 Transactions - $250 Offer
Offer valid for new checking accounts. Must add direct deposit of at least $750 biweekly to OU Credit Union checking account between 7/1/21 and 8/31/21. First direct deposit must be made by 9/30/21. Second direct deposit must be made by 10/15/21. OU Credit Union Visa Debit Card must be activated by 8/31/21 and 10 debit card purchases must post within 30 days of card activation to qualify. Must have at least a $1,000 balance in an OU Credit Union savings account. The $250 will be deposited into member's account within 6 to 8 weeks once all qualifications are met. Not valid with any other deposit or checking offers.

New Account Free Gift
New account must be opened between 7/1/21 and 8/31/21 to receive free gift. Gift will vary based on availability. Qualifying members will receive gift within 6 to 8 weeks, while supplies last. First come, first served.

Auto and Boat Loans - No Payments for 90 Days
You will not need to make a principal or interest payment for 90 days from the date of loan origination. Interest will accrue, and the original loan termination date will be extended three months. Offer valid 7/1/21 - 8/31/21. Offer not valid on leases, motorsport, motorcycle, RV, or on refinances of OU Credit Union loans.