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Routing Number: 272479663 Swift Code: MSUCUS44
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Offers and Promotions

Current Promotion
Specials Especially For You
Take advantage of these limited-time offers celebrating the grand opening of our new Congress St. and Kentwood Branches!
May 1, 2023 - June 30, 2023
$500 Off Mortgage Closing Costs

OU Credit Union is offering $500 to new and current members off mortgage closing costs. Get into the home of your dreams with help from OU Credit Union.

Take advantage of this limited-time offer by June 30, 2023.

Spend and Save Bundle

Earn cash back and grow your savings with our Spend and Save Bundle. Open an OU Credit Union Visa Credit Card and a 1-Year Add-On Certificate and receive a gift.2

Receive a Gift with a New Youth Account

An OU Credit Union Youth Account is the perfect way to help your child understand money and get excited about learning. Plus, they'll receive a gift when you open their account today.3

IMMA Special Offer

Earn higher returns on your savings with an Insured Money Management Account (IMMA) from OU Credit Union. Plus, members without an IMMA will receive $250 when depositing $25,000 or more into a new IMMA account.4
(1) Valid for new mortgages of $50,000 or more. Offer cannot be used toward down payment or with any other discounts, and is not available on home equity loans or lines. All usual and customary fees will be charged to the buyer. Loans are subject to credit approval. Applications must be received by 6/30/23 and mortgage must close by 8/31/23. Eligible properties include primary and secondary residences: single-family homes, condominiums and modular homes. Properties must be located in MI, AL, AZ, CO, FL, GA, IL, IN, KY, MN, MO, NC, OH, OR, PA, SC, TN, VA, WA, or WI. This offer may not be transferred, sold, or replicated in any way, and it may not be combined with any other mortgage offers.

(2) Members without an OU Credit Union Visa Credit Card and 1-Year Add-On Certificate who open both within 10 business days of each other will receive a gift. OU Credit Union Visa Credit Card must be activated by 7/10/23 and at least 5 purchase transactions must be made within 30 days of card activation. 1-Year Add-On: Annual Percentage Yield 3.95% as of 4-1-23. Rate subject to change. $50 minimum to open 1-Year Add-On Certificate. Early withdrawal penalties may apply. Gift will be mailed within 6 to 8 weeks of card activation, while supplies last. First come, first served. Not valid with any other deposit offers except the $250 Insured Money Management Account (IMMA) special. College/university students not eligible. Gift may be taxable and reported on IRS Form 1099-MISC.

(3) Offer valid 5/1/23 - 6/30/23. Members who open a youth account will receive free gift. Junior Grizzly Annual Percentage Yield 0.05% as of 5/1/23. Rate subject to change. Gift may be taxable and reported on an IRS Form. Gift will be mailed within 4 weeks of new account opening.

(4) Members without an Insured Money Management Account (IMMA) who open an IMMA with a minimum deposit of $25,000 and maintain a balance of at least $25,000 for 90 days will receive $250. IMMA must be opened and funded by 6/30/23. IMMA Tier 1 Annual Percentage Yield 1.25% as of 5/1/23. Rate subject to change. Bonus of $250 will be deposited to member's base savings account within 4 weeks of 90-day requirement being met. Not valid for funds already on deposit with OU Credit Union or with any other deposit offers except current credit card/certificate offer. Bonus may be taxable and reported on an IRS Form.