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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
2024 OU Grad Specials
Your OUCU account grows with you.
January 15, 2024 - July 15, 2024
Direct Deposit
Set up your new direct deposit of $500 or more to an MSUFCU checking account and receive $100.1

Relocation Loan
Help make a move less stressful whether you need to hire movers or put a down payment on an apartment with a Relocation Loan for $1,000 or more and earn $25.2

Auto Loan
Open an Auto Loan for at least $20,000 and receive $100.3

VISA Credit Card
Open -- or upgrade to -- a Platinum Plus Visa Card Credit Card or VISA Signature® and receive $50 when you make 10 qualifying purchases within 30 days of card approval.4

Savings Builder℠
Help grow your savings this year when you open a Savings Builder℠. When you maintain a $1,500 balance for 90 days, you'll earn $15.5

Insured Money Management Account (IMMA)
Open an IMMA, for quick and easy access to your savings, and make at least $2,500 in new deposits and maintain that balance for 90 days and receive $10.6
Disclosures
Recent Grad Special Fine Print:

1 OU Credit Union members who graduate from Oakland University in December 2023 will receive $100 deposited to their OU Credit Union checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 1/15/24 and 7/15/24. Must have 2 consecutive direct deposits to qualify. Allow 6 weeks after the second direct deposit for $100 to be deposited. May not be combined with other deposit offers. Account must be in good standing to receive $100 deposit.

2 OU Credit Union members who graduate from Oakland University in December 2023 will each receive $25 deposited to their Credit Union checking accounts when opening a relocation loan between 1/15/24 and 7/15/24. Offer valid on relocation loans of $1,000 or more opened during the promotional period. Promotion does not apply to existing OU Credit Union relocation loans. May not be combined with any other relocation loan offers. Qualifying members will receive $25 deposited into their accounts within 4-6 weeks of loan disbursal. Account must be in good standing to receive $25 deposit.

3 OU Credit Union members who graduate from Oakland University in December 2023 will each receive $100 deposited to their OU Credit Union checking accounts when opening an auto loan between 1/15/24 and 7/15/24. Offer valid on auto loans of $20,000 or more opened during the promotional period. Offer valid for loans on new or used autos and auto loans refinanced from other institutions. Promotion does not apply to existing OU Credit Union auto loan refinances. May not be combined with any other auto loan offers. Qualifying members will receive $100 deposited into their accounts within 4-6 weeks of loan disbursal. Account must be in good standing to receive $100 deposit.

4 OU Credit Union members who graduate from Oakland University in December 2023 will receive $50 deposited to their OU Credit Union checking accounts when they open or upgrade to new cash back Platinum Plus Visa Credit Cards or Visa Signature® Credit Cards between 1/15/24 and 7/15/24 and make at least ten qualifying purchases within 30 days of card approval. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the first qualifying purchase for $50 to be deposited. May not be combined with other credit card offers. Account must be in good standing to receive $50 deposit.

5 OU Credit Union members who graduate from Oakland University in December 2023 will receive $15 deposited to their OU Credit Union checking accounts when they open a Savings BuilderTM with a minimum deposit and make at least $1,500 in new deposits and maintain balance of at least $1,500 for 90 days between 1/15/24 and 7/15/24 will receive $15. Allow 6 weeks after the 90 day mark for $15 to be deposited. May not be combined with other deposit offers. Account must be in good standing to receive $15 deposit.

6 OU Credit Union members who graduate from Oakland University in December 2023 will receive $10 deposited to their OU Credit Union checking accounts when they open an Insured Money Management Account (IMMA) with a minimum deposit and make at least $2,500 in new deposits and maintain balance of at least $2,500 for 90 days
between 1/15/24 and 7/15/24 will receive $10. Allow 6 weeks after the 90 day mark for $10 to be deposited. May not
be combined with other deposit offers. Account must be in good standing to receive $10 deposit.