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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
Open a Boat Loan and you could win!
Make a splash this summer with a boat loan from OU Credit Union, and you could win a YETI cooler!
June 1, 2021 - June 30, 2021
Make a splash this summer with a boat loan from OU Credit Union. You'll receive low rates and flexible terms. Plus, there are no application fees and no prepayment penalties.

And, when you finance your new - or new to you - boat with OU Credit Union by June 30, 2021, you'll be entered to win a YETI cooler - filled with all of summer's essentials!

Apply today!

Disclosures
OU Credit Union WIN A YETI SWEEPSTAKES
OFFICIAL RULES

NO PURCHASE/TRANSACTION NECESSARY.
A PURCHASE OR TRANSACTION WILL NOT INCREASE YOUR CHANCES OF WINNING.
YOU HAVE NOT YET WON.

SWEEPSTAKES PERIOD
The Oakland University Credit Union ("OU Credit Union") Win a YETI Sweepstakes ("Sweepstakes") begins at 12:00 a.m. Eastern Time ("ET") on June 1, 2021 ends at 11:59 p.m. ET on June 30, 2021 ("Sweepstakes Period").

ELIGIBILITY
One entry per person. The Sweepstakes is open to current and prospective OU Credit Union members who are legal residents of the United States, 18 years or older as of the date of their entry. The following individuals are not eligible to enter or win: Officers, directors, committee members, independent contractors, and employees of OU Credit Union ("Sponsor") or their immediate family members.

The Sweepstakes is intended solely for viewing and participation in the United States and shall be construed and evaluated solely under United States federal, state and local laws. The Sweepstakes is void where prohibited, taxed, or restricted by law. Winning a prize is contingent upon fulfilling all requirements set forth herein. An eligible OU Credit Union member ("Member") for the purposes of the Sweepstakes is defined as an OU Credit Union account holder ("Account Holder") in good standing (as determined by Sponsor in its sole discretion), as of date of entry and prize award. A "Prospective Member" for the purposes of the Sweepstakes is defined as an individual who is not yet a Member, but is eligible to become a Member and an Account Holder, in accordance with the OU Credit Union's Membership Eligibility requirements. In the event of a dispute as to the identity of a winner who is an Account Holder, such entry will be deemed to be submitted by the primary Account Holder of the eligible OU Credit Union account ("Account") in question.

HOW TO ENTER
No purchase or transaction is necessary to enter or win. Purchase or transaction will not improve your odds of winning. There are two (2) ways to enter the Sweepstakes during the Sweepstakes Period:

Entry Method 1
You will automatically earn one (1) entry into the drawing when your OU Credit Union boat loan is approved and the loan disbursed into your OU Credit Union account during the Sweepstakes Period.

Entry Method 2
Hand print your name, complete mailing address, email address, telephone number, and date of birth on a plain 3"x5" piece of paper and mail it in a hand-addressed stamped envelope to: Oakland University Credit Union, ATTN: Marketing, Win a YETI Sweepstakes, 3777 West Rd., East Lansing, MI 48823. Mailed entries must be postmarked and received by June 30, 2021. There is a limit of one (1) entry throughout the Sweepstakes Period. Mechanically reproduced entries are automatically void. All entries become the exclusive property of Sponsor and none will be acknowledged or returned.

Limit of one (1) Entry per Account Holder throughout the Sweepstakes Period regardless of method of entry. All automatic and mailed entries submitted shall herein be referred to as the "Entry" or "Entries". By submitting an Entry, you agree to these terms and Official Rules for this Sweepstakes, and to the decisions made by the Sponsor. You further agree that there is no appeal or manner in which to object to the decision, opinions, or determinations of the Sponsor.

WINNER SELECTION/ODDS
The winner will be selected on or about July 6, 2021, from among all eligible Entries received throughout the Sweepstakes Period. The odds of winning depend upon the total number of eligible Entries received throughout the Sweepstakes Period and compliance with the exact requirements of these Official Rules. Winner will be notified by email and/or phone and has five (5) business days to respond. Failure to respond in five (5) business days will result in the selection of a new winner.

PRIZE AND ACTUAL RETAIL VALUE ("ARV")
The ARV of the prize package (YETI hauler and various OU Credit Union-branded items) is $586.
If winner lives within 15 miles of any OU Credit Union branch, winner is responsible for picking up prize at nearest OU Credit Union branch location at mutually agreed upon time and date. Except at the discretion of the Sponsor (OU Credit Union), prize is not transferable, and no substitutions are permitted.

LIMITATIONS OF LIABILITY
OU Credit Union is not responsible for, nor liable for:
• Lost, late, invalid, unintelligible, illegible, damaged, mutilated, returned, misdirected, or postage-due entries, which will be disqualified
• Entries not received in time for the selection of the winner
• Technical hardware or software
• Lost or unavailable network connections
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this sweepstakes
• Winner's receipt or use of prize. OU Credit Union provides no warranty for prize.

Winner is solely responsible for any applicable federal, state, or other taxes and any other related costs not listed. No prize will be awarded without receipt of the proper legal paperwork as determined by OU Credit Union.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To allow OU Credit Union, unless prohibited by law, to use their name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of OU Credit Union.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS
OU Credit Union reserves the right to modify, suspend, and/or terminate this sweepstakes should viruses, bugs, nonauthorized human intervention, or other causes beyond the control of OU Credit Union, corrupt or impair the administration, security, fairness, or proper play of the sweepstakes. In case of suspension or termination, a notice will be posted, and, at OU Credit Union's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. OU Credit Union reserves the right to disqualify any entrant if their fraud or misconduct affects the integrity of the sweepstakes or fails to remain in good standing with OU Credit Union.

Oakland University Credit Union maintains the right to change or modify these rules at any time without notice. OU Credit Union is not responsible for any typographical or other errors in the printing of the offer, administration of the sweepstakes, or in the announcement of any and all prizes. By participating, entrants agree to these official rules and to the decisions of the results of the sweepstakes, which will be final and binding in all respects.

WINNERS LIST
A list of winner(s) is available by sending a stamped, self-addressed envelope, postmarked no later than July 31, 2021 to Oakland University Credit Union, ATTN: Marketing, Win a YETI Sweepstakes, 3777 West Rd., East Lansing, MI 48823 or by visiting OU Credit Union.org/winners.

SPONSOR
Oakland University Credit Union, 3777 West Rd., East Lansing, MI 48823 ("Sponsor"), whose decisions are final and binding as to all aspects of this Sweepstakes.