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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
We'll Pay Up to $1,000 of Your Visa Balance
You could win up to $1,000 towards your Visa Credit Card balance.
April 15, 2023 - May 31, 2023
We know expenses can start adding up this time of year. Between spring break, home improvement projects, and unexpected costs, your credit card bill may be larger than expected.

OUCU wants to help by paying your Visa Credit Card balance, up to $1,000. Make 20 or more purchases using your OUCU Visa Credit Card April 15 - May 31, 2023, and you'll be entered to win. Everything you purchase qualifies, including your monthly bills and yearly subscriptions.
Disclosures
Fine Print:
PROMOTION PERIOD
The Win Your Visa Balance Sweepstakes begins at midnight ET 4/15/23 and ends at 11:59 p.m. ET 5/31/23.

ELIGIBILITY
No purchase or transaction is necessary, and there is a limit of one entry per account. Employees and immediate family members of OU Credit Union, as well as OU Credit Union board and committee members and their immediate family members, are not eligible.

WINNER SELECTION/ODDS
Winner will be drawn 6/7/23 by the OU Credit Union Internal Audit department, whose decision is final. Chances of winning are based on the number of entries received. If 1,000 entries are submitted, chances of winning are 1 in 1,000. Winner will be notified by email and/or phone and have 5 business days to respond. Failure to respond in 5 business days will result in the selection of a new winner.

HOW TO ENTER
To enter, you must use your OU Credit Union Visa Credit Card to make 20 or more purchases. To enter, you may also send a 3-inch by 5-inch card with your name, address, phone number and email address to: MSU Federal Credit Union, ATTN: Marketing - Win Your Visa Balance Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.

PRIZES AND ACTUAL RETAIL VALUES
The prize package is valued at $1,000. If winner's credit card balance is over $1,000, OU Credit Union will pay $1,000 toward the balance. If the credit card balance is below $1,000, OU Credit Union will pay the full credit card balance and the remaining amount will be deposited to the winner's Grizzly Saver account. If winner has a $0 balance, the $1,000 will be deposited to the winner's Grizzly Saver account.

Prizes may not be substituted or transferred. OU Credit Union is not responsible for:
• Lost, late, illegible, mutilated, or misdirected entries
• Entries not received in time for the selection of the winner
• Technical hardware or software
• Lost or unavailable network connections
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this contest

Liability for any applicable federal, state, or other taxes will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by OU Credit Union.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To allow OU Credit Union, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of OU Credit Union.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS
OU Credit Union reserves the right to modify, suspend, and/or terminate this contest should viruses, bugs, nonauthorized human intervention, or other causes beyond the control of OU Credit Union, corrupt or impair the administration, security, fairness, or proper play of the contest. In case of suspension or termination, a notice will be posted, and, at OU Credit Union's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. OU Credit Union reserves the right to disqualify any entrant if his/her fraud or misconduct affects the integrity of the contest or fails to remain in good standing with OU Credit Union.

OU Credit Union maintains the right to change or modify these rules at any time without notice. OU Credit Union is not responsible for any typographical or other error in the printing of the offer, administration of the contest, or in the announcement of any and all prizes. By participating, entrants agree to these official rules and to the decisions of the results of the contest, which will be final and binding in all respects.