Routing Number: 272479663
Swift Code: MSUCUS44
 
Offers and Promotions
Current Promotion
National Credit Union Youth Month Contests
Celebrate National Credit Union Youth Month with MSUFCU!
April 1, 2018 - April 30, 2018
Celebrate National Credit Union Youth Month with MSUFCU! We have contests for youth members of all ages throughout the month of April! Plus, join us at a special branch event just for our youth members!
Sweet Pea
Deposit $50 or more into your Sweet Pea's account for a chance to win a $100 1-Year Add-On Certificate!

Dollar Dog
Deposit $50 or more into your Dollar Dog's account for a chance to win a $100 1-Year Add-On Certificate!

Cha-Ching!
• Open a sub-saver or Certificate and deposit $50 or more April 1-30, 2018.
• One Cha-ching member who opens a new sub-saver or Certificate with $50 or more in new deposits will be randomly selected to win a $100 1-Year Add-On Certificate
Disclosures
Contest begins 4/1/18, and ends 4/30/18. Dollar Dog or Sweet Pea account must have deposit of $50 or more deposited to the account during the contest dates. Winner will be randomly chosen by MSUFCU's Internal Audit Department, whose decisions are final, 5/4/18. Children of MSUFCU employees and board members are not eligible to win.

If you would like to enter this contest without depositing $50 to the child's Dollar Dog or Sweet Pea account, send a 3" x 5" postcard with your name and address to: "MSUFCU Dollar Dog Savings Contest," or "MSUFCU Sweet Pea Savings Contest", Marketing Department, PO Box 1208, East Lansing, MI 48826-1208. Please, only one card per person.

Winner of the $100 1-Year Add-On Certificate and their parent/guardian must agree to sign a release form allowing MSU Federal Credit Union to use their name for promotional purposes and for any future MSUFCU promotional materials.

MSUFCU is not responsible for any damage caused to entrants' computers due to participation in the contest. MSUFCU reserves the right to cancel the online component of the contest should it become technically corrupted, and the winner will be chosen from all eligible entries received prior to that time.

Winners of the Dollar Dog and Sweet Pea Savings Contests will be notified by telephone, mail, or email by Wednesday, 5/7/18, and has five (5) business days to respond to the Credit Union. Failure to respond by 5/14/18, will result in the selection of new winners.

Winners understand that prizes may not be substituted or assigned.

Entrants agree by entering that unless prohibited by law, MSU Federal Credit Union may use, if entrant is a winner, entrant's name, city and state of residence, photograph, and likeness for advertising trade and any other purposes in any media now or hereafter known without further compensation, permission, or notification. Entrants further agree that the aforementioned parties and all of their respective officers, directors, shareholders, employees, representatives, and agents will have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity, including, without limitation, personal injury or death to entrant or any other person or damage to personal or real property, due in whole or in part. MSUFCU maintains the right to change or modify these rules at any time without notice.

Certificate rates are fixed for the term of the Certificate at the time the Certificate is opened. Additional deposits cannot be made to the Certificates other than the 1-Year Add-On Certificate. Additional deposits to the 1-Year Add-On Certificate are allowed up to $10,000 per member per calendar year. Additional deposits do not change the Certificate's maturity date or rate. The earnings assume that the funds remain on deposit for the term of the Certificate and are compounded monthly.

There is a penalty for the early withdrawal of funds before the term of the Certificate. Early withdrawals reducing a Certificate below its required minimum balance: One year or less: Results in cancellation of the Certificate and penalty equal to 90 days dividends based on the total amount of the Certificate. More than one year: Results in cancellation of Certificate and penalty equal to 180 days of dividends based on the total amount of the Certificate.

If the dividend is not sufficient to cover the penalty, the principal amount will be reduced to cover this amount. The above penalties will not be charged in cases of withdrawal due to disability or after death of an owner of this Certificate.

Deposit of $50 must be made into a new sub-saver in Cha-ching member's account between 4/1/18 and 4/30/18. You may have up to 10 additional sub-savers on a Cha-ching account. There is no fee or minimum balance needed to open a new savings sub-account. There are minimum balances required for Certificates. Winner will be randomly chosen by MSUFCU's Internal Audit Department, whose decision is final, 5/3/18. Children of MSUFCU employees and board members are not eligible to win.