Extended Warranty Protection Silvercar Disclosure
RideShare Protection Visa Signature Auto Rental Collision Damage Waiver
Roadside Dispatch Disclosure
Visa Signature Schumer Visa Signature Travel Accident Insurance
Visa Signature Truth in Lending Travel and Emergency Assistant Services
Visa Signature Disclosure Electronic Funds Transfer and Payment Services Agreement and Disclosure Electronic Correspondence Disclosure and Agreement Schedule of Service Charges
Privacy Notice Multi-Featured Loan Agreement
DocuSign Disclosure USA PATRIOT Act
Visa Gift Card Disclosure Reloadable Visa Debit Card Disclosure Merchant Surcharge Fees Visa Periodic Disclosure MSUFCU Affinity Credit Card Agreement with Michigan State University

$100 Welcome Bonus Offer
You will receive $100 once you spend $5,000 on net purchases within the first 90 days after OU Credit Union Visa Signature Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice.

$25 Bonus for $5,000 Spend
You will receive $25 for every $5,000 spent on net purchases, up to $100 per year. The period to qualify for the bonus of up to $100 is one year, beginning on the date you opened your Visa Signature Card. Purchases must post to your account to qualify for bonus. Returns or other reversals of purchases will be excluded. Once you make $5,000 in purchases, the $25 bonus will be applied to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to receive $25. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the bonus being credited to your card, the bonus will be considered to have been forfeited. This offer is valid for OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit OU Credit Union.org/visasignature for full terms and conditions.

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.