OUCU Alert
COVID-19 Update: The Credit Union is considered an essential business and will remain open during the Stay at Home Order. Due to a higher volume of Live Chat, Call Center, and Drives Service requests wait times may be longer than usual. To keep our members and employees safe, we have made modifications throughout the Credit Union. Click to view the full update and branch hours modifications.

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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Disclosure Information

Please note, Oakland University Credit Union (OU Credit Union) is a trade name of Michigan State University Federal Credit Union (MSUFCU). All legal documents, including the below disclosures, will have MSUFCU logo/brand marks, as required by regulation.

Disclosures
Loans
DocuSign Disclosure
Electronic Correspondence Disclosure & Agreement
Fee Schedule
Multi-Featured Loan Agreement
Privacy Policy
Checking & Savings
Bill Payment Agreement & Disclosure
Visa Debit Card Agreement
Certificate Disclosure
Children's Online Privacy Protection Act (COPPA)
DocuSign Disclosure
eAlerts Terms and Conditions
eDeposit Services Agreement
Electronic Funds Transfer Agreement and Disclosure
Electronic Correspondence Disclosure and Agreement
Fee Schedule
Membership and Account Agreement
MyDesign Image Guidelines and Terms & Conditions
NCUA Insurance
Privacy Policy
Regulation D
Truth in Savings Disclosure
USA Patriot Act
Home Loans
Borrowers Bill of Rights
Consumer Caution and Home Ownership Counseling Notice
Consumer Handbook on Adjustable-Rate Mortgages
DocuSign Disclosure
Electronic Correspondence Disclosure and Agreement
Fee Schedule
Home Mortgage Disclosure Act Notice
Important Terms of Home Equity Lines-of-Credit
Mortgage Information
Nationwide Mortgage Licensing Systems ID's
Privacy Policy
What You Should Know about Your Home Equity Line-of-Credit
Visa
Visa Signature Auto Rental Collision Damage Waiver
DocuSign Disclosure
Electronic Correspondence Disclosure and Agreement
Electronic Fund Transfer Agreement and Disclosure
Extended Warranty Protection
Fee Schedule
Groundlink and Silvercar Disclosure
Merchant Surcharge Fees
Multi-Featured Loan Agreement
MyDesign Image Guidelines and Terms & Conditions
Platinum Visa Credit Card Agreement and Truth in Lending Disclosure
Visa Credit Card Agreement and Truth-in-Lending Disclosure
Platinum Plus Visa Credit Card Disclosure
Platinum Visa for Teens: Parent/Legal Guardian Agreement
Privacy Policy
Reloadable Visa Debit Card Disclosure
RideShare Protection
Travel Accident Insurance
Travel and Emergency Assistant Services
USA Patriot Act
Visa Debit Card Agreement
Visa Debit Travel Accident Insurance
Visa Gift Card Disclosure
Visa Periodic Disclosure
Visa Signature Disclosure
Visa Signature Schumer Box
Visa Signature Travel Accident Insurance
Visa Signature Truth in Lending