To schedule a P2P payment, choose the "Pay a Person" tab within Pay Bills. Select the contact you wish to schedule a payment for and select "Next" to enter the payment details, and follow the prompts to schedule the P2P payment.
On the date of the scheduled transfer the recipient will receive a text or email. The recipient should click the link in that message, answer the security question the sender created, then enter the receiving routing and account numbers.
