You may certainly refinance an existing OU Credit Union auto loan! Please know that if the interest rate on the loan is being lowered during the refinance, the vehicle must also have at least $2,500 in available equity at the time of the refinance. The equity is determined by an OU Credit Union Representative based on the NADA Clean Trade-In value. This amount will then be added to the balance of the loan with the lower rate and can be deposited into your account for you to use for any purpose. You can apply for an internal refinance over the phone at 248-364-4708, via Live Chat, or online by selecting "Apply for a Loan" when logged into your account via ComputerLine and selecting Apply for a Loan.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at all OU Credit Union full-service locations.
Oakland University Credit Union
savings are Federally insured to at least $250,000 by the
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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